How up to date is your database of Nether Stowey solicitors on the Kent Reliance conveyancing panel? Do Kent Reliance send you an updated list?
Nether Stowey conveyancing firms themselves provide us confirmation that they are on the Kent Reliance conveyancing panel as opposed to being supplied with a list from Kent Reliance directly.
My flat in Nether Stowey is up for sale and I have a purchaser. Will my conveyancing practitioner need to be on the Principality conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the Principality conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently currently.
I got the keys to my house on 7 July and my personal details are still not registered. Any reason for this? My conveyancing solicitor in Nether Stowey expressed confidence that it would be dealt with inside ten days. Are properties in Nether Stowey uniquely lengthy to register?
As far as conveyancing in Nether Stowey is concerned, registration is no faster or slower than anywhere else in the country. Rather than based on location, timescales can vary depending on who lodges the application, whether there are errors and whether the Land registry have to notify any other parties. As of today roughly three quarters of such applications are fully dealt with within two weeks but some can be subject to protracted delays. Historically registration is effected once the buyer has moved in to the premises thus an expedited registration is not typically an essential issue but where it is urgent that the the registration takes place urgently then you or your lawyers can communicate with the Registry to express the reasoning for the application to be prioritised.
Due to the encouragement of my in-laws I had a survey completed on a house in Nether Stowey prior to appointing conveyancers. I have been informed that there is a flying freehold element to the house. Our surveyor advised that some mortgage companies may refuse to issue a mortgage on this type of house.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Birmingham Midshires. If you call us we can check with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Nether Stowey. Conveyancing may be slightly more expensive based on your lender's requirements.
I'm converting the mortgage on my existing home to a buy to let mortgage with Coventry Building Society and intend to use the remaining equity towards a second house. The area we are talking about is Nether Stowey. Will your conveyancers be able to act for both sets of banks and tie in the conveyances?
Do use our comparison tool on this site to check that the solicitors are approved by both banks. On the basis that they are the solicitor will be able to simultaneously deal with the two conveyancing matters but you should have a chat with you solicitor and specify your expectations and needs.
I own a leasehold flat in Nether Stowey. Conveyancing and Clydesdale mortgage are in place. I have received a letter from someone claiming to own the reversionary interest in the property. It included a ground rent demand for rent dating back to 1996. The conveyancing solicitor in Nether Stowey who acted for me is not around. Do I pay?
First contact HMLR to be sure that this person is in fact the registered owner of the freehold reversion. You do not need to incur the fees of a Nether Stowey conveyancing firm to do this as you can do this on the Land Registry website for £3. Rest assured that regardless, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Nether Stowey Conveyancing for Leasehold Flats - Sample of Questions you should ask before buying
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What is the name of the managing agents? The answer will be important as a) areas could result in problems for the block as the communal areas may start to deteriorate if repairs are not paid for b) if the leasehold owners have a dispute with the managing agents you will need to know about it What is the the remaining lease term?