I am buying a maisonette in Wombwell. My Conveyancer is not listed on the lender approved list. Am I still permitted to continue with my Wombwell conveyancing solicitor even though they are not on the bank approved list?
Your options include
- Complete the deal with your chosen Wombwell lawyer but your lender will need to instruct a conveyancer on their conveyancing panel. This will result in additional charges together with potential interruption.
- Choose a new lawyer to act in the purchase, ensuring that they are on the mortgage company conveyancing panel.
- Appeal to your solicitor to seek to join the bank panel
About to place a bid on a leasehold property in Wombwell. The property agents assure me that it is normal for flats in Wombwell to have less than 75 years remaining. I am obtaining a mortgage with Chelsea Building Society. Is this going to be a problem if the lease has 72 years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 18/10/2025 the requirements read as follows :
I am being told by my lawyer that absentee landlord insurance is required on my purchase. What is the level of cover for Wombwell conveyancing?
The right level of absentee landlord indemnity insurance should be dictated by who your lender. It would differ for example between Accord Mortgages Ltd and The Royal Bank of Scotland. Conveyancing lawyers as opposed to members of the public take out such insurances.
Intending to buy a house in Wombwell. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Santander conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Wombwell lawyer is on the Santander conveyancing panel.
My sealed bid on a semi in Wombwell has been agreed to, but there is a chain. The sellers have placed an offer on a property, however it’s not yet agreed to, and have viewings of other apartments in the pipeline. I have chosen a local conveyancing solicitor in Wombwell. What should be my next step? At what point do I apply for the mortgage with Skipton?
It is normal to have apprehensions where there is a chain as you are unlikely to want to incur costs prematurely (mortgage application is approx £1k, then survey, Wombwell conveyancing search costs, etc). The first thing to do is ensure that your conveyancing practitioner is on the Skipton approved list. As to the next phase this very much dictated by the uniqueness of your case, desire for this property and on the state of the market. In a buoyant market many buyers would apply for a home loan with Skipton and arrange for the valuation and only if it was satisfactory would they request their property lawyer to press on with the conveyancing in Wombwell.
About to purchase a new build apartment in Wombwell. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Wombwell
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Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
I decided to have a survey completed on a property in Wombwell in advance of retaining conveyancers. I have been told that there is a flying freehold overhang to the house. The surveyor advised that some banks tend not grant a loan on a flying freehold house.
It varies from the lender to lender. HSBC has different requirements from Birmingham Midshires. Should you wish to telephone us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Wombwell. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Wombwell to see if the conveyancing will be more expensive.
I have been recommended a conveyancing solicitor in Wombwell. I I would like to check if they are on the lender's approved list of lawyers. Could you assist?
One option is to contact the conveyancer to enquire if they are on the bank's approved list. If that does not help get in touch with us and we can investigate and revert. If they are not on the conveyancing panel we we can help find a reputable conveyancing solicitor in Wombwell on the panel for your lender.