My property lawyer in South Yorkshire is not on the Clydesdale Approved Panel. Is it possible for me to continue with my prefered solicitor even though they are not on the Clydesdale panel of approved conveyancing solicitors?
Your options are as follows:
- Carry on with your preferred South Yorkshire solicitors but Clydesdale will need to instruct a lawyer on their list of acceptable firms. This will inevitably rack up the overall legal fees and cause frustration.
- Get a new lawyer to to deal with the purchase, not forgetting to check they are Clydesdale approved.
- Persuade your Clydesdale based solicitor to try to join the Clydesdale panel
We have a mortgage agreed in principle with Lloyds. South Yorkshire conveyancing solicitors are selected. What is the average time that one could expect to receive a mortgage offer from Lloyds?
There is no definitive answer here. Have Lloyds conducted the survey? Have you informed Lloyds as to your lawyers' details and checked that your lawyers are on the Lloyds conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I have decided to exercise my right to buy my property in South Yorkshire off the council. I have a mortgage agreed with Virgin Money. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Virgin Money, you will need to appoint a solicitor on the Virgin Money conveyancing panel.
After weeks of negotiation I have agreed a price on an apartment in South Yorkshire. My financial adviser pressured me to appoint their conveyancer. I paid an on account payment of £200. A couple of days later, the solicitor called me to say that they were not on the Nottingham conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nottingham panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
It has been 3 months since my purchase conveyancing in South Yorkshire concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I opted to have a survey carried out on a property in South Yorkshire prior to retaining solicitors. I have been told that there is a flying freehold overhang to the house. The surveyor advised that some lenders will not grant a mortgage on a flying freehold home.
It depends who your proposed lender is. HSBC has different requirements for example to Halifax. If you contact us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in South Yorkshire. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in South Yorkshire to see if the conveyancing will be more expensive.
Given that I am about to spend hundreds of thousands of pounds on 3 bedroom house in South Yorkshire I would like to talk to a solicitor concerning thehome move ahead of instructing the firm. Can this be arranged?
We could not agree more - we would be happy to talk to you we do not take any clients on without you first talking to the conveyancer due to be conducting your conveyancing in South Yorkshire.There is no ‘factory style conveyancing’ - every client is an important person, not a file reference. The law firms that we put you in touch with believe that the fees you are calculated and presented to you for residential conveyancing in South Yorkshire should be the figure that you end up paying.
In my capacity as executor for the estate of my grandmother I am selling a property in Neath but reside in South Yorkshire. My solicitor (who is 260 kilometers awayrequires that I execute a statutory declaration prior to completion. Can you recommend a conveyancing practitioner in South Yorkshire to attest this legal document for me?
strictly speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Normally any notary public or qualified solicitor will suffice regardless of whether they are South Yorkshire based