We were just about to sign contracts for a freehold house in South Yorkshire. We have hit a problem. The loan offer with Chelsea Building Society runs out on 13/4/2026 but the sellers are insisting on a completion date of 15/4/2026. Is it possible to extend the loan offer?
The best person to deal with your issue is your solicitors who is in a position to assess if he or she is should be discussing with the mortgage broker, vendor’s representatives, estate agents or indeed all parties taking into account the circumstances your conveyancing as of today.
Me and my partner are purchasing a house in South Yorkshire. I might seem paranoid but how we can trust a conveyancer? On the day of competition we have to send our life savings into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I have a mortgage with HSBC for my property in South Yorkshire. Conveyancing was finalised some time ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform HSBC?
Your original mortgage agreement with HSBC will provide that you need their approval before renting your property as this is likely to be a breach of HSBC’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact HSBC directly. It should not be necessary to do this via a HSBC conveyancing panel firm.
Virgin Money have agreed my home loan in principle, my offer on a property in South Yorkshire has been accepted, what happens next?
Your estate agent will want to know who your solicitors are (make sure the property lawyers are on the bank’s panel). Telephone Virgin Money or your broker and complete any outstanding paperwork. Virgin Money will sellect a valuer who will get in contact with the estate agent or owners to book an appointment. Once conducted (assuming no problems) it takes on average a fortnight for the mortgage offer to be issued. Virgin Money will send the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in South Yorkshire.
I note that there are debates on Chancel Insurance on online forums. Am I compelled to take this when purchasing a house in South Yorkshire? or Apparently there is a law dating back centuries that means some house owners residing in a parish church boundary may be liable to contribute towards maintenance to the chancel in proximity to the church. Is this a legitimate concern for conveyancing in South Yorkshire?
Unless a prior purchase of the property took place after 12 October 2013 you can take it that conveyancing practitioners conducting conveyancing in South Yorkshire to continue to propose a a chancel search and or chancel repair liability insurance.
I used Action Conveyancing a few years past for my conveyancing in South Yorkshire. I now require my papers however the law firm is no longer operating. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in South Yorkshire of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
What is different about your site and other online quote calculators for conveyancing in South Yorkshire?
At this site secure a fixed fee quote via a Solicitor or Licensed Conveyancer that has a full understanding of the issues of your conveyancing in South Yorkshire. As opposed to estate agents and brokerage sites we do not operate commission arrangements with solicitors. Many agents and online brokers 'recommend' the firm who pay the highest commission, as opposed to the best value conveyancing in South Yorkshire
In searching the web for the words conveyancing in South Yorkshire it brings up numerous solicitorsin the area. How do I determine which is the suitable solicitor for me?
The preferential way of choosing a suitable conveyancer is via trusted referral, so seek the guidance of friends and relatives who have purchased a property in South Yorkshire or the respected estate agent or financial adviser. Charges for conveyancing in South Yorkshire differ, so it's sensible to obtain at least four estimates from different companies. Be sure to obtain confirmation that the fees are fixed.