Looking for information about your firm's panel status?
DB UK Bank Conveyancing Panel: Recently Asked Questions
Is it the case that the Law Society has advised that firms check their status on the
DB UK Bank conveyancing panel?
The Scottish Law Society has advised that solicitors should check their panel status with lenders prior to accepting client instructions to act. The advice is lender-agnostic as it does not relate specifically to solicitors on the
DB UK Bank conveyancing panel. The recommendation arises from the practice of a number of mortgage lenders who remove solicitors from their panels without prior notice as part of their panel management system, which can lead to some solicitors discovering this only once instructed. This is sensible advice as a client finding out midway through a transaction that their lawyer is not on the approved lender panel is very frustrating and can lead to complaints. Many online consumer forums contain posts where someone is complaining about finding that their lawyer is not on a lender conveyancing panel. Such forums include mumsnet.com
Being on the DB UK Bank conveyancing panel how long am I obliged to archive the complete conveyancing file?
The CML Part II requirements of
DB UK Bank are silent on this. Most lenders address the question of file retention via their Terms and Conditions where they generally provide that for evidential purposes, the firm must keep the file for a minimum six years from the date of the mortgage. Data imagining is normally
suitable compliance with this requirement. Many lenders point out in
that it is the practice of some fraudsters to demand the conveyancing
file on completion in order to destroy evidence that may later be
used against them. It is therefore important to retain these
documents to protect DB UK Bank’s interest. To be
absolutely sure of DB UK Bank requirements in this regard
please check the Terms and Conditions of DB UK Bank’s
conveyancing panel acceptance.
Are the Council of Licensed Conveyancers taking any action to protect licensed conveyancers from being removed from lender panels?
As is the case with the Law Society the Council of Licensed Conveyancers has initiated dialogue with banks and their representative bodies to see whether and how the risks that lenders wish to mitigate could be addressed through the regulatory framework rather than via ad hoc arrangements that can differ from lender to lender. We expect that that the CLC have been in touch with lenders such as
DB UK Bank as well as the BSA.
Who do building societies allow to be on their Conveyancing Panels?
In the same way that there is a unique DB UK Bank
conveyancing panel most building societies, operate a conveyancing
panel for solicitors and other conveyancers that the lender will
instruct. Terms and Conditions and criteria for inclusion on a
building society conveyancing panel vary from lender-to-lender. Having
CQS accreditation may be a requirement. Institutional lenders, such
as a building society, is a client and is entitled to instruct the
solicitor or conveyancer of its choosing (who, in turn, is free to
accept or refuse instructions). Therefore, if lender and borrower
cannot agree which solicitor or conveyancer should represent them
jointly, they would usually proceed on a separate representation
basis. The BSA have not published the equivalent of the UK Finance Lenders’ Handbook
Part 3s.
I have been a sole practitioner for approximately 30 years without a single claim against me and have been refused acceptance on the
DB UK Bank conveyancing panel with no explanation. Am I not entitled to a reason?
For most lenders participation on the lender's panel of conveyancers is at the absolute discretion of the the lender. Many lenders reserve the right to accept or reject any application without giving any reason. You should check your original application to join the
DB UK Bank conveyancing panel to see if you are entitled to a reason.
Lockton’s PII renewal form questions if my practice had been removed off any lender panels in the last 12 months.
I just became aware that the practice is no longer on the
DB UK Bank solicitor panel? Will that effect my insurance?
Your insurance brokers are your best port of call to address this question.
The chances are that on the basis that you have not been removed for
fraud or negligence reasons that there will be little or no
impact. The main reason why a firm would be removed off of a lender
panel is due to low volume of conveyancing cases although there may be
a number of criteria for DB UK Bank solicitor panel
membership. Please remember that it is always important that you
complete your insurance forms accurately.
I am on the
DB UK Bank
conveyancing panel and all set to complete a remortgage shortly. My file does not contain a Mortgage Deed for the client to execute.
Who do I contact at DB UK Bank to obtain duplicate documents?
You need to communicate with DB UK Bank
to obtain standard documents. The CML Handbook incorporates an individual question for banks to establish who to contact to obtain standard documents.
DB UK Bank in their Part 2’s state:
It is likely that you will need to quote your DB UK Bank solicitors panel number.
Find a Lawyer on the DB UK Bank Conveyancing Panel
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Average number of days to register title including a charge in favour of DB UK Bank
This information relates to purchase only and not remortgages.
| Year | Days* |
|---|---|
| 2026 | [no data] |
| 2025 | [no data] |
| 2024 | [no data] |
| 2023 | [no data] |
| 2022 | [no data] |
| 2021 | [no data] |
* Data aggregated from sources including COMPLETIONmonitor
Other related topics:
- CQS policy templates and procedures for accredited DB UK Bank Firms
- Draft Report on Title precedent for DB UK Bank borrowers
- Draft Anti Money Laundering PolicyTemplate for DB UK Bank panel firms to consider
- Dealing with Lender Policy Template panel for CQS accredited firms on the DB UK Bank lender panel
- Buy-to-Let help for DB UK Bank
- Consent-to-Let help for DB UK Bank
- Contractor Mortgages with DB UK Bank
