We are looking to buy a house and need a conveyancing solicitor in Ringmer who is on the Aldermore conveyancing panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Aldermore . We don't recommend any particular firms conducting conveyancing in Ringmer.
I am aiming to move property in February. Does my conveyancing solicitor update the removal company on the day of completion. As an aside, can you suggest a removal company in Ringmer. Conveyancing firm was organised before I stumbled across your website.
On the afternoon of completion you will need to collect the house keys from the property agent however this can only occur once the previous owners conveyancers inform the agent that they have the completion monies and the keys can be handed over. You can advise the removal men that you are ready to move in. We are not in a position to recommend a specific removal company but can assist you in locating a residential property solicitor in Ringmer or a firm with expertise in conveyancing in Ringmer.
We expect to receive a OIP from Nationwide this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Nationwide recommend any Ringmer solicitors on the Nationwide conveyancing panel, or is it better to go independently?
You will need to appoint Ringmer solicitors independently although you'll need to choose one on the Nationwide conveyancing panel. The solicitor represents both you and Nationwide through the process.
Aldermore have agreed my home loan in principle, my offer on a house in Ringmer has been agreed to, what happens next?
The estate agent will want to know who your solicitors are (make sure the conveyancing practitioners are on the bank’s approved list). Telephone Aldermore or the broker and finish off any appropriate forms. Aldermore will appoint a valuer who will get in contact with the estate agent or seller to book an appointment. Once carried out (assuming no problems) it takes approximately a fortnight for the mortgage offer to be issued. Aldermore will issue the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Ringmer.
I have todaybeen informed that Arc property Solicitors have been shut down. They carried out my conveyancing in Ringmer for a purchase of a freehold house 18 months ago. How can I be sure that my home is in my name in the name of the previous owner?
The easiest way to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Ringmer conveyancing specialists.
Over the last few months I have been searching for a flat up to £195,000 and found one close by in Ringmer I like with a park and railway links in the vicinity, however it only has 52 years on the lease. I can't really find anything else in Ringmer in this price bracket, so just wondered if I would be making a mistake purchasing a lease with such few years left?
Should you need a home loan that many years will be a potential deal breaker. Discount the price by the expected lease extension will cost if not already taken into account. If the existing owner has owned the property for a minimum of 2 years you could request that they start the process of the extension and pass it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this.
Should I instruct a Ringmer conveyancing solicitor in close proximity to the house I am purchasing? An old friend can execute the legal formalities however they are based 200miles away.
The benefit of a local Ringmer conveyancing practice is that you can visit the firm to sign paperwork, hand in your ID and apply pressure on them where appropriate. Having local Ringmer know how is a benefit. That being said it's more important to get someone that will pull out all the stops for you. If if people you trust used your friend and they were happy that should trump using an unfamiliar Ringmer conveyancing solicitor just because they are based in the area.
Myself and my wife have recently had an offer accepted on a apartment and had meeting on Friday with HSBC for the mortgage. They have informed us that when it comes to appointing a property lawyer that unless they are on their approved panel of lawyers then we will incur an extra charge of about two hundred pounds. This is because they would then have to select a property lawyer to act for them in addition to the one we choose to act on our behalf and we assume responsibility for their costs. I have requested HSBC to furnish me with a list so I can seek estimates only from their approved lawyers but was told they dont have such a list to hand over. Is there a simple way of finding out who is on a lender panel?
You should ask HSBC what their criteria for panel membership is for a conveyancer.Then ask the conveyancing practitioner of your choice whether they meet the criteria and have they acted on loans for HSBC in the past. If the answer to those is yes, then just clarify this with HSBC. Alternatively please utilise our search facility and we should be able to find you a solicitor in Ringmer on the panel for HSBC.