Looking for information about your firm's panel status?
West Bromwich Mortgage Company Conveyancing Panel Information:
What are the West Bromwich Mortgage Company conveyancing panel criteria?
Unlike the UK Finance the Building Society Mortgage Instructions deal with this. Section A.12 states ‘In order to act on our behalf your firm or company must be a member of our conveyancing panel provided we are a society that operates one – see specific requirements for details of our arrangements.
The Special Requirements state:
Generally, all Firms must have at least two Partners however all Firms wishing to be admitted to the conveyancing panel should contact Mortgage Deeds Administration Department in the first instance - See E.33 below for contact details.
You must also comply with the terms and conditions of your West Bromwich Mortgage Company solicitor panel appointment.
Being a lawyer on the West Bromwich Mortgage Company solicitor panel who do I call should we have a question conerning the BSA conveyancing instructions ?
If you are a property lawyer and have a concern relating to the Specific Requirements,
you should make contact with West Bromwich Mortgage Company. The BSA will not advise or comment on specific queries relating to West Bromwich Mortgage Company or other lenders.
Do you have any idea what Lenders such as West Bromwich Mortgage Company are asking for when it comes to applying to be on their approved solicitor list?
Each lender has different criteria.
We do not hold specific requirements relating to the questions raised as part of the application to be on the West Bromwich Mortgage Company conveyancing panel. Typically lenders need to have full knowledge of a firm including (but not limited to):
- Whether the firm has ever knowingly accepted instructions on transactions involving Sale and Rent Back, Back to Back, Exchange and Delayed Completion and Lease Option, Below Market Value.
- Firm name, address and contact details including all branches (including evidence of existence through risk-based physical visits and Google Streetview checks)
- Conveyancer client account(s) details
- Full complaints history for each licensed conveyancer
- SRA or equivalent regulator registration number where applicable
- Full career history for each solicitor including admission date to the relevant Law Society
- List of all those staff who work within the conveyancing team
- List of all Licensed Conveyancers within firm
- Whether the firm has ever accepted instructions in respect of property clubs and investment schemes
- Number of partners per branch of the firm
Are there conditions,outside the BSA Mortgage Instructions, that a firm should be aware of when on the West Bromwich Mortgage Company conveyancing panel?
In order to be on the West Bromwich Mortgage Company conveyancing panel solicitors have to complete an application form and agree Terms and Conditions. A sample of 5 conditions that we see amongst many lenders Terms (but not necessarily West Bromwich Mortgage Company) are as follows:
- To keep us informed of the reasons for any delay in your being able to send the title deeds and documents we require to us within 3 months of completion or evidence of proof of registration within that period. (We will send reminders if the deeds have not been received but will not acknowledge receipt of deeds.)
- To notify us in writing of any change in your details as held on our records for example, change of address, telephone number, document exchange number email address. Notification must be given to us at least 10 days before the change will be effective.
- To forward the title deeds and documents to another solicitor within 24 hours of an instruction from us requiring you to do so. On forwarding the deeds as instructed you will confirm to us that you have done so. Upon receipt of your confirmation, we will release you from all undertakings relating to your holding the title deeds.
- If you are a sole practitioner, to arrange for appropriate locum cover from our panel where necessary. Your locum must be a member of the Conveyancing panel.
- That any deeds you borrow from us in connection with the personal mortgage of a partner or director at your firm must be requested by a partner or director other than the partner or director concerned and the transaction must be handled by that other partner or director. If you are a sole practitioner and require the loan of deeds in connection with your own mortgage, you must nominate a different firm on our panel to request the deeds and handle the transaction.
My firm is not on the West Bromwich Mortgage Company approved panel as well other banks . My clients, who are getting a mortgage with West Bromwich Mortgage Company would still like to instruct me regardless of the fact that we are not on the West Bromwich Mortgage Company panel. Is it fine for me to use a local to represent West Bromwich Mortgage Company on mortgage aspect of the transaction?
Please tread carefully here as what you are proposing may not be acceptable to the lender.
It is possible that you (as a non-panel firm) or the mortgage applicant are not entitled instruct a panel firm of your choice. Many lenders make it clear to their panel firms that where a non-panel member firm is instructed by one of their mortgage applicants, the lender will appoint a panel firm to carry out its instructions and to liaise with the borrower's conveyancing firm.
You also need to make the costs implications and potential for delay very clear to your client.
Can the BSA help me join the West Bromwich Mortgage Company conveyancing panel?
The BSA has no role in influencing what conveyancers West Bromwich Mortgage Company instructs. If you want to be admitted onto West Bromwich Mortgage Company conveyancing panel you should contact West Bromwich Mortgage Company directly.
What lender panels do you receive the most questions about?
BSA lenders do not come within the top 20 lenders in terms of
frequency of questions. The most popular lender panels in terms of
questions are as follows:
Find a Lawyer on the West Bromwich Mortgage Company Approved Conveyancing Solicitors Solicitors
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Average number of days to register title including a charge in favour of West Bromwich Mortgage Company
This information relates to purchase only and not remortgages.
| Year | Days* |
|---|---|
| 2026 | [no data] |
| 2025 | [no data] |
| 2024 | [no data] |
| 2023 | [no data] |
| 2022 | [no data] |
| 2021 | [no data] |
* Data aggregated from sources including COMPLETIONmonitor
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