I purchased a freehold premises in Neath but still invoiced for rent, why is this and what is this?
It is rare for properties in Neath and has limited impact for conveyancing in Neath but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the establishment of new rentcharges from 1977 onwards.
Previous rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 will be extinguished.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Neath. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 5/11/2025, the requirements read as follows :
I am assisting my step-mother sell her flat in Neath. Does the solicitor order an EPC or should I organise this?
After the demise of Home Information Packs, energy performance certificates was left as a compulsory component of selling a house. An EPC needs to be commissioned prior to the property being put on the market. This is not a task that lawyers normally arrange. Where you are using a Neath conveyancing lawyer they might help arrange EPC’s due to their contacts with reputable Neath providers
We are purchasing a end of terrace house in Neath. Our aim is to carry out an extension to the side at the property.Will the conveyancing process include investigations to determine if these works are permitted?
Your conveyancer will review the registered title as conveyancing in Neath will occasionally identify restrictions in the title documents which prevent certain changes or necessitated the permission of a 3rd party. Certain extensions require local authority planning consent and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.
I currently have a mortgage with Nationwide for my property in Neath. Conveyancing has been completed months ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Nationwide?
Nationwide must be informed of your intention prior to letting out your property as this is likely to be a breach of Nationwide’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Nationwide directly. It should not be necessary to do this via a Nationwide conveyancing panel firm.
Just had an offer accepted on a new build flat in Neath. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Neath
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Please confirm the Lease plans are architect prepared. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
Due to the encouragement of my in-laws I had a survey completed on a property in Neath in advance of instructing conveyancers. I have been told that there is a flying freehold element to the property. My surveyor has said that some banks tend not issue a loan on a flying freehold house.
It varies from the lender to lender. HSBC has different requirements from Halifax. If you contact us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Neath. Conveyancing may be slightly more expensive based on your lender's requirements.
My brother has recommend that I use his conveyancers in Neath. Should I find my own property lawyer?
Much as we are happy to recommend a Neath conveyancing lawyer the best way to find a conveyancing solicitor is to seek feedback from friends or family who have used the conveyancer that you are considering.