We were just about to exchange contracts for a semi detached house in Barnet. We have hit a snag. Our loan offer with HSBC Bank runs out on 29/1/2026 but the owners are putting forward a completion date of 2/2/2026. Can one prolong the mortgage offer?
The person best placed to deal with your issue is your solicitors who should determine whether they better off negotiating with the mortgage company, vendor’s representatives, estate agents or conceivably all parties given the history of your house move to date.
Do banks and building societies provide you with an approved list of Barnet conveyancing solicitors? How do you know who is on the Leeds Building Society conveyancing panel?
Barnet conveyancing firms themselves provide us confirmation that they are on the Leeds Building Society conveyancing panel as opposed to being supplied with a list from Leeds Building Society directly.
I just acquired a house at auction in Barnet. Conveyancing is required. What is next?
Now that you have to in every practical sense signed on the dotted line you now have to hire the services of a conveyancing solicitor as a matter of urgency as you now have a tight a drop dead date to complete the purchase. An auction property will have an associated auction set of papers. This should include the copy title deeds, local authority and drainage searches. If you have purchased leasehold property the auction papers may include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation specific to leasehold premises. You need to hand this to your appointed conveyancing solicitor as soon as possible. Do make sure that that you have the requisite funding organised to complete on the date specified in the contract.
My conveyancer has informed me that breach of easement insurance is needed on my purchase. What is the level of cover for Barnet conveyancing?
The appropriate level of breach of easement indemnity insurance depends on your lender. It would differ for example between Santander and The Royal Bank of Scotland. Conveyancing practitioners as opposed to borrowers take out such insurances.
How can we tell if a Barnet conveyancing solicitor on the Clydesdale panel is any good?
When it comes to conveyancing in Barnet obtaining recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the lawyer conducting your conveyancing.
I need to instruct a conveyancing practitioner in Barnet for my house move. Is there any facility to see a solicitor's complaints history with the legal regulator?
Members of the public may see presented Solicitor Regulator Association (SRA) decisions stemming from investigations started on or after Jan 2008. Go to Check a solicitor's record. To find records Pre 2008, or to check a firm's record, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The SRA could monitor telephone calls for training reasons.
My wife and I purchased a leasehold flat in Barnet. Conveyancing and National Westminster Bank mortgage organised. I have received a letter from someone saying they have taken over the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1994. The conveyancing practitioner in Barnet who acted for me is not around. What should I do?
First contact the Land Registry to make sure that this person is indeed the registered owner of the freehold reversion. It is not necessary to incur the fees of a Barnet conveyancing solicitor to do this as you can do this on the Land Registry website for a few pound. Rest assured that in any event, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I have attempted and failed to negotiate with my landlord to extend my lease without success. Can the Leasehold Valuation Tribunal adjudicate on such matters? Can you recommend a Barnet conveyancing firm to help?
Absolutely. We are happy to put you in touch with a Barnet conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Barnet premises is Flat 2 2 Netherfield Road in April 2010. The Tribunale held that premium payable for a 90 year extension to the existing Lease should be £7,705. This case related to 1 flat. The unexpired term was 76 years.
Is it necessary during the course of the conveyancing process to visit the offices of the bank conveyancing panel solicitor to sign the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Barnet as it will be easier to attend their offices if required.
Most conveyancing panel lawyers for the lender undertake conveyancing via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. YOu dont have to use a conveyancing solicitor in Barnet. However you should check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.