We were just about to sign contracts for a garden flat in Acle. We encountered a problem. Our mortgage offer with National Westminster Bank expires on 12/8/2025 but the vendors are suggesting a completion date of 14/8/2025. Is it possible to extend the loan offer?
The person best placed to deal with your issue is your solicitors who will calculate if he or she is corresponding with the mortgage broker, vendor’s lawyers, estate agents or indeed all parties based on the circumstances your transaction to date.
Finally the sale completed on my house in Acle last March but my buyer keeps SMS messaging me to moan that his lawyer needs to hear from mysolicitor. What should my lawyer have done following completion?
Following your disposal your solicitor should deliver the transfer deeds and all additional paperwork to the buyer’s solicitors. Depending on the transaction, your lawyer must also evidence that the home loan has been redeemed to the purchasers conveyancers. There are no post completion procedures just for conveyancing in Acle.
I am purchasing a right to buy a flat in Acle. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Acle you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Acle.
Me and my partner are purchasing a apartment in Acle. I might seem paranoid but how we can trust a conveyancer? On the day of competition we have to deposit our life savings into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
What is your number one tip for choosing a conveyancing solicitor in Acle
We would encourage you not to base your choice on the cheapest Acle conveyancing quote. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.
Two weeks ago we had a mortgage agreed in principle with HSBC. Acle conveyancing lawyers have been appointed. What is the average time that one could expect to receive a mortgage offer from HSBC?
Some lenders take longer than others. Have HSBC conducted the survey? Have you informed HSBC as to your lawyers' details and checked that your lawyers are on the HSBC conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I opted to have a survey carried out on a house in Acle in advance of appointing conveyancers. I have been told that there is a flying freehold overhang to the property. The surveyor advised that some mortgage companies tend refuse to give a loan on a flying freehold house.
It varies from the lender to lender. HSBC has different requirements for example to Birmingham Midshires. If you call us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Acle. Conveyancing may be slightly more expensive based on your lender's requirements.
Taking into account that I will soon part with 450k on a two bedroom apartment in Acle I wish to talk to a solicitor about myhouse move in advance of instructing the firm. Is this something that you can arrange?
This is something that we recommend - it is our preference to talk to you we do not take any clients on without you speaking to the lawyer who will be carrying out your conveyancing in Acle.There is no ‘factory style conveyancing’ - every client is an important individual, not a case number. The solicitors that we put you in touch with believe that the fees you are quoted for residential conveyancing in Acle should be the amount on the final invoice that you are charged.