I am obtaining a mortgage with Santander. I intend to instruct a Licensed Conveyancer in Brundall. Does the Santander Conveyancing panel exclude Licensed Conveyancers?
The Santander conveyancing panel is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
My Conveyancer in Brundall is not listed on the TSB Conveyancing Panel. Can I still use my family solicitor even though they are not on the TSB approved list?
Your options are as follows:
- Carry on with your existing Brundall solicitors but TSB will need to instruct a solicitor on their list of acceptable firms. This will result in additional total conveyancing charges and result in frustration.
- Find a new practitioner to act in the purchase, obviously checking they are on the TSB panel
Do commercial conveyancing searches disclose planned roadworks that could impact a commercial premises in Brundall?
Many commercial conveyancing solicitors in Brundall will execute a SiteSolutions Highways report as it reduces the time that conveyancers invest in investigating accurate data on highways that impact buildings and development assets in Brundall. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Brundall.
For every commercial conveyancing transaction in Brundall it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately can cause delays to Brundall commercial conveyancing deals as well as present a risk to future intentions for the site. These searches are not carried out for domestic conveyancing in Brundall.
Due to the advice of my in-laws I had a survey completed on a property in Brundall ahead of instructing conveyancers. I have been informed that there is a flying freehold overhang to the property. Our surveyor advised that some lenders will refuse to issue a loan on this type of premises.
It varies from the lender to lender. Lloyds has different requirements for example to Nationwide. If you contact us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Brundall. Conveyancing may be slightly more expensive based on your lender's requirements.
I need to appoint a conveyancing solicitor for freehold conveyancing in Brundall. I happened to chance upon a web site which looks to be the perfect answer If there is a chance to get all this stuff done via web that would be preferable. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Our conveyancer in Brundall has uncovered a defect with the lease for the apartment we are purchasing in Brundall. The other side have suggested title insurance as a solution. We are happy with insurance and will cover the costs. Our lawyer has advised that as he is on the lender conveyancing panel he must ensure that the lender is happy with this solution. Are we the client or is the mortgage company?
Just because you have a mortgage offer from the mortgage company does not mean to say that the property will be meet their requirements for the purposes of a mortgage. Your Brundall conveyancing lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook Requirements. You and the bank are the client. The appropriate lender requirements must be adhered to by the bank conveyancing panel who has to balance acting for you and the mortgage company