Do the conveyancing lawyers identified through your search tool execute auction conveyancing in Aston on Trent?
There are a few niche practitioners we can connect you with those who can conduct auction conveyancing. Aston on Trent is one of our areas of in which our lawyers have a presence.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Aston on Trent. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 26/7/2025, the requirements read as follows :
When it comes to lenders such as Virgin Money, do Aston on Trent conveyancers face a yearly amount to be on the conveyancing panel?
We are not aware of any bank fees to be on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.
Having digested plenty of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Aston on Trent solicitor - who is on the Santander conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Santander will need an independent valuation of the property. Your lawyer will not arrange this. Usually Santander will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Aston on Trent surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Our offer on a house in Aston on Trent has been accepted, but there is a chain. The vendors have put an offer on a property, however it’s not been accepted yet, and have viewings of other properties booked. I have chosen a local conveyancing solicitor in Aston on Trent. What should be my next step? At what point do I apply for the mortgage with Lloyds?
It is understandable to have concerns where there is a chain as you are unlikely to want to incur costs too early (mortgage application is approx one thousand pounds, then valuation, Aston on Trent conveyancing search costs, etc). The first thing to do is ensure that your lawyer is on the Lloyds conveyancing panel. Regarding the next stages this very much depends on the specifics of your transaction, motivation for this property and on the state of the market. In a buoyant market many purchasers will apply for the mortgage with Lloyds and arrange for the valuation and only if it was satisfactory would they ask their lawyer to proceed with searches.
Due to the guidance of my in-laws I had a survey completed on a property in Aston on Trent ahead of appointing conveyancers. I have been told that there is a flying freehold element to the property. The surveyor advised that some mortgage companies tend refuse to grant a mortgage on this type of property.
It varies from the lender to lender. Lloyds has different requirements from Halifax. If you contact us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Aston on Trent. Conveyancing may be slightly more expensive based on your lender's requirements.
I've found a house that appears to be perfect, at a great price which is making it more attractive. I have since discovered that the title is leasehold as opposed to freehold. I would have thought that there are particular concerns buying a house with a leasehold title in Aston on Trent. Conveyancing advisers have not yet been instructed. Will they explain the issues?
The majority of houses in Aston on Trent are freehold and not leasehold. In this scenario it’s worth having a local solicitor who is familiar with the area who can help the conveyancing process. We note that you are purchasing in Aston on Trent in which case you should be looking for a Aston on Trent conveyancing practitioner and be sure that they have experience in advising on leasehold houses. First you will need to check the unexpired lease term. As a lessee you will not be entirely free to do whatever you want to the property. The lease comes with conditions for example obtaining the freeholder’sconsent to conduct changes to the property. It may be necessary to pay a contribution towards the upkeep of the estate where the property is part of an estate. Your solicitor will advise you fully on all the issues.
I acquired a basement flat in Aston on Trent, conveyancing having been completed half a dozen years ago. Can you let me have an estimated range of the fair premium for a lease extension? Equivalent flats in Aston on Trent with an extended lease are worth £197,000. The average or mid-range amount of ground rent is £55 yearly. The lease ends on 21st October 2080
With 55 years remaining on your lease we estimate the premium for your lease extension to be between £31,400 and £36,200 as well as legals.
The figure above a general guide to costs for extending a lease, but we are not able to advice on the actual costs without more comprehensive due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There may be additional concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. Please do not move forward based on this information without first seeking the advice of a professional.
Is it the case that all Aston on Trent solicitors on every lender conveyancing panel?
The Lexsure search tool on this page may be of use or you can go into your local bank branch in Aston on Trent. Chances are that they will know some good conveyancing solicitors in Aston on Trent