We are about to sign contracts for a semi detached house in Melbourne. We have hit a snag. The mortgage offer with Leeds Building Society runs out on 13/5/2026 but the vendors are putting forward a completion date of 15/5/2026. Is it possible to extend the loan expiry date?
The best person to address this question is your lawyer who should assess if he or she is better off negotiating with the bank, seller’s solicitors, selling agents or conceivably all parties based on what has happend in your conveyancing as of today.
Completed the sale of my flat in Melbourne last January but the buyer keeps texting daily to moan that her lawyer is waiting to hear from mine. What should have happened following completion?
Following your house sale your conveyancer is duty bound to forward the transfer deeds and all additional paperwork to the purchaser's solicitors. Where relevant, your conveyancer must also evidence that the mortgage has been repaid to the buyers lawyers. There is unlikely to be post completion requirements peculiar conveyancing in Melbourne.
Forgive me if this question is silly but I am unexperienced as a 1st time buyer of a two bedroom flat in Melbourne. Do I receive the keys to the property on completion from my lawyer? If so, I will use a local conveyancing solicitor in Melbourne?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will transfer the completion advance to the vendor’s solicitors, and once they have received this, you will be able to collect the keys from the property Agents and move into your new home. This tends to happen early afternoon.
We have a mortgage agreed in principle with TSB. Melbourne conveyancing solicitors were appointed. What is the average time that one could expect to receive a mortgage offer from TSB?
Some lenders take longer than others. Have TSB done the survey? Have you informed TSB as to your lawyers' details and checked that your lawyers are on the TSB conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
Completion of my remortgage has taken place for my property in Melbourne. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
What does a local search reveal concerning the house I am buying in Melbourne?
Melbourne conveyancing often commences with the applying for local authority searches directly from your local Authority or via a personal search organisations for instance Xpress Legal The local search plays an important part in many a Melbourne conveyancing purchase; that is if you wish to avoid any nasty surprises after you move into your new home. The search will provide information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject areas.
How do I identify a Melbourne law firm on the Accord Mortgages Ltd conveyancing panel? I am a keen cyclist and am happy to travel upto 25kilometers to meet the conveyancer.
Feel free to make use of the search on this website. Please choose the bank and your location and you will see a number of Melbourne conveyancing lawyers based on proximity. We have listed some Melbourne conveyancing firms at the bottom of this page and you can telephone them to check if they are on the Accord Mortgages Ltd member panel
Is there a difference between surveying and conveyancing in Melbourne?
Conveyancing - in Melbourne or anywhere in England and Wales - is the process of legally transferring legal title of property from one person to another. It therefore includes the investigation of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you’re purchasing and will help you discover the condition of the building and, if there are problems, give you leverage for negotiating the buying price down or asking the vendor to fix the defects before you complete your move.