Find a Lender-Approved Local Conveyancer in Badminton

I was told yesterday by my broker that my Badminton the law firm I have appointed is not on the mortgage company Conveyancing panel. How can I be sure whether this is correct?

You need to contact your Badminton lawyer directly. You lawyer should notify you what has happened. Where they are not on the panel they may be able to suggest a Badminton conveyancing firm that is on the approved list of lawyers for your bank.

I am buying a flat and need a conveyancing solicitor in Badminton who is on the Britannia approved. Could you point me in the right direction as regards a firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Britannia in certain locations such as Badminton. We dont recommend any particular firm.

It is not clear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Badminton bank branch on various occasions and was told it does not affect the mortgage offer and they will lend. My Badminton conveyancing solicitor - who is on the lender conveyancing panel- called to say that they will not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?

As long as the conveyancing practitioner is on the bank panel, she or he must follow the Council of Mortgage Lenders’ Handbook conditions for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.

Intending to buy a apartment in Badminton. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Kent Reliance conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Badminton lawyer is on the Kent Reliance conveyancing panel.

I had an offer accepted on a property in Badminton on 18/8/2025, valuation was booked 3 days after, all came back fine. Solicitor retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Virgin Money and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Virgin Money conveyancing panel. Are Virgin Money entitled to hold back the Mortgage pending the lawyer being on the approved list?

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Virgin Money to deal with your lawyer's application to be on the Virgin Money conveyancing panel. There's no guarantee that your solicitor will be accepted.

Will our solicitor be asking questions concerning flooding during the conveyancing in Badminton.

The risk of flooding is if increasing concern for conveyancers dealing with homes in Badminton. There are those who purchase a house in Badminton, completely aware that at some time, it may be flooded. However, leaving to one side the physical damage, if a house is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or sell the property. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.

Conveyancers are not best placed to offer advice on flood risk, but there are a numerous checks that can be initiated by the buyer or by their conveyancers which should figure out the risks in Badminton. The conventional set of completed inquiry forms given to a purchaser’s solicitor (where the Conveyancing Protocol is adopted) contains a standard inquiry of the seller to determine if the property has suffered from flooding. If flooding has previously occurred which is not disclosed by the owner, then a buyer could issue a compensation claim resulting from an incorrect answer. The purchaser’s solicitors will also order an enviro search. This will reveal if there is any known flood risk. If so, additional investigations should be carried out.

I have been recommended by two or three local property agents in Badminton to get a quote from a solicitor on your site. What’s the financial incentive for Estate Agents to offer your lawyers rather than another?

We refuse to make any financial incentive for sending work our way. We found it would be just too difficult to pay a commission because home movers will think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.

If all goes to plan we aim to complete the sale of our £275,000 apartment in Badminton next week. The management company has quoted £420 for Certificate of Compliance, building insurance schedule and previous years service charge statements. Is the landlord entitled to charge exorbitant fees for a leasehold conveyance in Badminton?

Badminton conveyancing on leasehold maisonettes nine out of ten times necessitates administration charges raised by management companies :

Completing pre-exchange enquiries Where consent is required before sale in Badminton Supplying insurance information Deeds of covenant upon sale Registering of the assignment of the change of lessee after a sale

Your conveyancer will have no control over the level of the charges for this information but the average costs for the information for Badminton leasehold property is £350. For Badminton conveyancing transactions it is customary for the seller to pay for these costs. The landlord or their agents are under no legal obligation to answer such questions most will be willing to do so - albeit often at exorbitant prices where the fees bear little relation to the work involved. Unfortunately there is no law that requires fixed charges for administrative tasks. Neither is there any legal time frame by which they are required to provide answers.

Leasehold Conveyancing in Badminton - Sample of Questions you should ask before buying

Can you tell me if there are any major works in the planning that will increase the service charges? How much is the ground rent and service charge? Be sure to investigate if there are any onerous prohibitions in the lease. For instance plenty of leases prohibit pets being permitted in in a block in Badminton. If you like the apartmentin Badminton but your cat can’t move with you then you will be presented with a difficult compromise.