Some advice if I may. My Corsham lawyer is informing me me that he has toorder Corsham conveyancing searches resulting from the fact thatthe firm are on the Lloydsconveyancing panel. These Corsham checks cost a lot of money can this be avoided?
Unfortunately both you and your lawyer have little choice here. As you are obtaining a mortgage with a mortgage company your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your property lawyer would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to follow the Council of Mortgage Lenders’ Handbook provisions . Even if you were a cash buyer you would be ill advised not to carry out Corsham conveyancing searches.
Do lenders provide you with an approved list of Corsham conveyancing solicitors? How do you know who is on the Santander conveyancing panel?
Corsham conveyancing firms themselves provide us confirmation that they are on the Santander conveyancing panel as opposed to being supplied with a list from Santander directly.
My husband and I are buying a purpose built flat in Corsham with a homeloan from Platform Home Loans Ltd.We use our Corsham conveyancing practitioner but Platform Home Loans Ltd informed us she’s not on their approved list of firms. We have to appoint a Platform Home Loans Ltd panel solicitor or retain our local solicitor and pay for a Platform Home Loans Ltd panel lawyer to represent them. This seems very unfair; is there anything we can do?
No, not really. The home loan offered to you contains various provisions, a common one being that lawyers needs to be on the Platform Home Loans Ltd conveyancing panel. Until recently, most banks had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Platform Home Loans Ltd
I've recently found out that there is a flying freehold element on a property I put an offer in two weeks back in what was supposed to be a quick, no chain conveyancing. Corsham is where the house is located. Can you offer any assistance?
Flying freeholds in Corsham are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Corsham you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Corsham may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
What does commercial conveyancing in Corsham cover?
Corsham conveyancing for business premises incorporates a broad range of services, offered by qualified solicitors, relating to business property. For example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.
I have been sourcing a conveyancing solicitor in Corsham for my home move. Can I see a solicitor's record with the profession’s regulator?
Anyone can read documented Solicitor Regulator Association (SRA) determinations arising from inquisitions from 2008 onwards. Go to Check a solicitor's record. For records about the period before 1 January 2008, or to check a firm's record, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, use +44 (0)121 329 6800. The regulator may recorded call for training reasons.