I am planning to move property in October. Does my conveyancing solicitor update the removal company on the day of completion. Incidentally, can you recommend a removal company in Bath. Conveyancing lawyer was organised before I stumbled across this site.
On the afternoon of completion you will need to pick up the keys from the selling agent but this can only occur after the sellers solicitors confirm to the agent that the monies to complete are in and the keys can be released. Subsequently you can advise the removal company that you are ready to move in. As a matter of policy we do not suggest a particular removal organisation but can assist you in choosing a conveyancing in Bath or a solicitor that specialises in conveyancing in Bath.
My partner and I are spending time looking at houses in Bath and I am now considering a potential offer. Is it wise to have a lawyer on ‘stand by’? I am planning to take a mortgage with Yorkshire BS.
It would be advisable to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the selling agent. As you are obtaining a mortgage with Yorkshire BS, ask your prospective lawyers if they are on the Yorkshire BS conveyancing panel otherwise they can't do the mortgage legal work.
I have finally had an offer on an apartment in Bath accepted, but there is a chain. The owners have offered on a property, but it’s not been accepted yet, and are looking at other properties in the pipeline. I have chosen a nearby conveyancing solicitor in Bath. What do I do now? At what point do I apply for the mortgage with Skipton?
It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is approx one thousand pounds, then valuation, Bath conveyancing search costs, etc). The first thing to do is check that your lawyer is on the Skipton conveyancing panel. Regarding the next steps this very much dictated by the circumstances of your case, desire for this property and on the state of the market. In a rising market many buyers will apply for a home loan with Skipton and arrange for the valuation and only if it comes back ok would they ask their conveyancer to press on with the conveyancing in Bath.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Bath?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Bath. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I decided to have a survey done on a property in Bath in advance of instructing conveyancers. I have been advised that there is a flying freehold aspect to the house. My surveyor advised that some lenders tend not give a mortgage on such a property.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Bath. Conveyancing will be smoother if you use a solicitor in Bath especially if they regularly deal with such properties in Bath.
I'm refinancing my current home to a buy to let mortgage with Aldermore and I will use the ballance of the raised equity as a down payment on further property. The neighborhood we are talking about is Bath. Will your conveyancers be able to act for both sets of mortgage companies and link together the transactions?
Make use of our search tool on this page to check that the conveyancers are approved by both lenders. Assuming that they are your conveyancer will be able to tie up the two conveyancing matters but you should have a chat with you lawyer and make clear your expectations and needs.
I need to instruct a conveyancing solicitor for remortgage conveyancing in Bath. I have land on a site which looks to be the perfect answer If there is a chance to get all formalities done via email that would be preferable. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
My fiance and I are hoping to buy a three room ground floor flatin Bath with a residential mortgage from a lender. We would like to retain our conveyancer in Bath but our bank advise she’s not on their "panel". We have to appoint one of the our lender panel firms or stay with our Bath conveyancer and incur the extra costs for one of their panel ones to represent them. This seems very unfair; is there anything we can do?
Unfortunately,no. The lender mortgage offered to you is subject to conditions, one of which will be that lawyers will on the bank's conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels, including almost all conveyancing solicitors in Bath : a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for your mortgage company.