I am in the process of remortgaging my house in Banbury, does my lawyer have to be on the Co-operative Conveyancing panel?
There is nothing to stop you using your solicitor, but Co-operative will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
I had a mortgage agreed in principle with Bank of Ireland. Banbury conveyancing solicitors were selected. How long does it take for Bank of Ireland to issue the offer to the lawyer?
There is no definitive answer here. Have Bank of Ireland completed the valuation? Have you informed Bank of Ireland as to your lawyers' details and checked that your lawyers are on the Bank of Ireland conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
After months of negotiation I have agreed a price on an apartment in Banbury. My financial adviser recommended their conveyancers. I paid an on account payment of £150. A few days later, the lawyer called me sheepishly admitting that they were not on the RBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the RBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am selling my apartment. I had a double glazing fitted in May 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Clydesdale are being problematic. The Banbury solicitor who is on the Clydesdale conveyancing panel is recommending indemnity insurance as a solution but Clydesdale are insisting on a building regulation certificate. Why do Clydesdale have a conveyancing panel if they don't accept advice from them?
It is probably the case that Clydesdale have referred the matter to their valuer. The reason why Clydesdale may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I require quick conveyancing in Banbury as I have an ultimatum to exchange contracts in less than one month. Luckily I do not require a mortgage. Is it possible to escape the need for conveyancing searches to save money and time?
As you are are a mortgage free purchaser you are at free not to have searches conducted although no conveyancer would advise that you don't. Drawing on years of experience of conveyancing in Banbury the following are examples of what can crop up and adversely impact future mortgageability: Refused Planning Applications, Outstanding Charges, Outstanding Grants, Road Schemes,...
Just had an offer accepted on a new build apartment in Banbury. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Banbury
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Please confirm the Lease plans are surveyor prepared. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please supply a car parking plan. There must be mutual enforceability of lessee’s covenants. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
Are there any apps to help search for a Banbury law firm on the Britannia conveyancing panel? I have a car and am happy to travel upto 20kilometers to meet the lawyer.
Feel free to make use of the search on this website. Please select a bank and your location and you will see a number of Banbury conveyancing lawyers located nearest you. We have listed some Banbury conveyancing firms towards the end of this page and you can contact them to verify if they are on the Britannia panel
I am thinking of appointing a conveyancing solicitor in Banbury for my sale. Is there any facility to review a solicitor's complaints history with the legal regulator?
You may read documented Solicitor Regulator Association (SRA) decisions arising from inquisitions from 2008 onwards. Visit Check a solicitor's record. For details about the period before 1 January 2008, or to check a solicitors history, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, call +44 (0)121 329 6800. The SRA may monitor call for training requirements.