I am obtaining a offer of a home loan from Lloyds. I intend to employ the services of a Licensed Conveyancer in Deddington. Does the Lloyds Solicitor panel allow for conveyancers regulated by the CLC?
The Lloyds approved solicitor list is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
We are soon to complete on the purchase of a house in Deddington but as a consequence of wreckage from the recent storms I have was able negotiate reparation from the current proprietors of £3k by way of a deduction in the price. I had intended this to be addressed as part of amending the contract but UBS are not allowing this. Should they have been approached?
Any conveyancer that is on a UBS conveyancing panel is duty bound to disclose to UBS of any amendments to the sale price. If you prohibit your conveyancer to disclose the price change to UBS then they would have to discontinue acting for you. In addition, UBS and you would have to appoint a new lawyer for your conveyancing in Deddington.
I purchased a freehold property in Deddington but nevertheless charged rent, why is this and what is this?
It’s unusual for properties in Deddington and has limited impact for conveyancing in Deddington but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the generation of fresh rentcharges from 1977 onwards.
Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 will be dispensed with completely.
My aunt passed away six months ago and as sole heir and executor I was left the property in Deddington. The house had a small mortgage left on it of around £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Coventry BS, pay off the mortgage. Is this allowed?
Given you intend to refinance then Coventry BS will require that you use a conveyancer on the Coventry BS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Coventry BS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Coventry BS mortgage is registered as a charge at the Land Registry.
We are a couple of weeks into a residential purchase having been recommend to conveyancers by the estate agent to perform conveyancing in Deddington. I am am extremely disappointed with the quality of service. Can you you assist me in finding new conveyancers?
They would need to be very bad in order to consider replacing them. Has the mortgage offer been sent? If so you will need to make them aware of the new contact details and have the loan are issued to the new lawyers. Your new solicitor ideally needs to be on the mortgage company panel to avoid added charges and frustration. That should be your first question of the new lawyers. The find a solicitor tool will help you find a bank approved lawyer for your home move in Deddington
I am planning to acquire a flat and need a conveyancing solicitor in Deddington who is on the lender conveyancing panel. Could you point me in the right direction as regards a Deddington conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the mortgage company who carry out conveyancing in Deddington. We dont recommend any particular conveyancing practice.