My partner and I are intent on acquiring a leasehold flat in Bloxham. My lawyer is not listed on the mortgage company approved list. Am I still permitted to use my Bloxham conveyancing solicitor notwithstanding that they are excluded from the lender approved list?
One will need to have a lawyer to complete the formalities when you need a loan to buy your property. They will conduct all the relevant legal checks on the property, make sure that you’re registered as proprietor and ensure that all the required mortgage paperwork is in order. You can appoint a Bloxham property lawyer of your choosing. Nevertheless, where the lawyer appointed is not a member of the bank solicitor panel additional charges will be incurred as separate legal representation will be required by them. Bank panel applications can be submitted, so if your lawyer has not previously applied for membership they should take the chance to apply.
Can your site be used to find a Conveyancing solicitor in Bloxham even if I’m not buying or disposing of a house, for example where I wish to acquire a shop in Bloxham with a mortgage from Godiva Mortgages Ltd?
The service is mainly used to find domestic conveyancing solicitors in Bloxham but we have listed towards the bottom of this page a selection of Bloxham commercial conveyancing firms. You will need to speak with the firm directly to check if they are also authorised to represent Godiva Mortgages Ltd
The Bloxham conveyancing lawyers that I appointed last week on my purchase in Bloxham have without warning shut down. I only went with them because I had to have a firm on the HSBC conveyancing panel and my preferred Bloxham lawyer was not. I issued them a cheque for £250 in advance. What should be my next steps?
Assuming that you have an Estate Agent in the equation then inform them immediately so that they can let the sellers know that there may be a slight delay due to the problems encountered. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the HSBC conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors should be in a position to assist.
Can I be sure that the Bloxham conveyancing solicitor on the Santander panel is any good?
When it comes to conveyancing in Bloxham seeking recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the solicitor handling your transaction.
We have agreed to purchase a house in Bloxham. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Principality be concerned?
As your lender is Principality your lawyer must follow the conveyancing instructions outlined in Section 2 of UK Finance Lenders’ Handbook for Principality. The Council of Mortgage Lenders’ Handbook sets out minimum specifications for solar panel roof-space leases, and solicitors are required to report to Principality where a lease does not meet these requirements. The conditions relate to the installation of panels on properties countrywide and is not isolated to Bloxham.
My offer was accepted on an apartment in Bloxham on 17/12/2025, valuation was booked 3 days later, received a clean bill of health. Solicitor instructed, so all that was missing was my mortgage offer. Having made daily calls to Kent Reliance and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Kent Reliance conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Kent Reliance to deal with your lawyer's application to be on the Kent Reliance conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have just appointed agents to market my ground floor apartment in Bloxham. Conveyancing solicitors are to be appointed soon, however I have just received a quarterly maintenance charge invoice – should I leave it to the buyer to sort out?
The sensible thing to do is clear the service charge as you normally would as all ground rent and service payments will be allotted as part of the financial calculations for completion monies, so you will be reimbursed by the purchaser for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
I invested in buying a 2 bed flat in Bloxham, conveyancing having been completed 10 years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Corresponding properties in Bloxham with an extended lease are worth £195,000. The ground rent is £45 per annum. The lease ends on 21st October 2090
With only 64 years unexpired the likely cost is going to span between £14,300 and £16,400 as well as legals.
The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of comprehensive due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt other issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Please do not take any other action based on this information before getting professional advice.
I see that you have a search directory identifying law firms on the mortgage company conveyancing panel. Do Bloxham conveyancing firms pay you a commission if I retain them for my own conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the mortgage company conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Bloxham.