We were just about to sign contracts for a freehold house in Barton Upon Humber. We encountered a problem. The mortgage offer with Birmingham Midshires expires on 29/10/2025 but the owners are insisting on a completion date of 31/10/2025. Is it possible to extend the mortgage expiry date?
The person best placed to deal with your issue is your lawyer who will hopefully assess if he or she is corresponding with the lender, vendor’s conveyancers, selling agents or possibly all parties based on what has gone on in your house move to date.
We are looking to buy a flat and need a conveyancing solicitor in Barton Upon Humber who is on the RBS solicitor panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for RBS . We don't recommend any particular firms conducting conveyancing in Barton Upon Humber.
My partner and I are planning on selling our home in Barton Upon Humber and according to the buyers it appears that there is a risk of it being built on contaminated land. A local lawyer would know this is not the case. For the life of me I don't know why the purchasers instructed a factory type conveyancing practice as opposed to a conveyancing solicitor in Barton Upon Humber. We have lived in Barton Upon Humber for many years we know of no issue. Should we contact our local Authority to obtain clarification need.
It would appear that you have a conveyancing solicitor currently acting for you. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
How do I identify a Barton Upon Humber solicitor on the Santander conveyancing panel? I have wheels and am prepared to travel upto 25kilometers to meet the solicitor.
You can use the tool on this page. Please choose the mortgage company and your location and you will see a number of Barton Upon Humber conveyancing lawyers located nearest you. We have listed some Barton Upon Humber conveyancing firms towards the end of this page and you can call them to see whether they are on the Santander member panel
Do you have any top tips for leasehold conveyancing in Barton Upon Humber from the perspective of speeding up the sale process?
- Much of the delay in leasehold conveyancing in Barton Upon Humber can be avoided where you appoint lawyers as soon as your agents start advertising the property and request that they start to collate the leasehold information which will be required by the buyers’ lawyers. Some Barton Upon Humber leases require Landlord’s consent to the sale and approval of the buyers. If this is the case, you should notify your estate agents to make sure that the purchasers put in hand financial (bank) and professional references. The bank reference should make it clear that the buyer is able to meet the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the actual amount of the service charge so that they can pass this information on to the purchasers or their solicitors. If you have the benefit of shareholding in the freehold, you should ensure that you have the original share document. Arranging a re-issued share certificate is often a lengthy process and slows down many a Barton Upon Humber home move. Where a new share is required, you should approach the company officers or managing agents (where applicable) for this as soon as possible. If there is a history of any disputes with your landlord or managing agents it is very important that these are settled prior to the flat being put on the market. The purchasers and their solicitors will be concerned about purchasing a property where there is an ongoing dispute. You may have to bite the bullet and pay any arrears of service charge or settle the dispute prior to completion of the sale. It is therefore preferable to have any dispute settled prior to the contract papers being issued to the buyers’ solicitors. You will still have to reveal particulars of the dispute to the purchasers, but it is better to present the dispute as over rather than ongoing. If you have carried out any alterations to the property would they have required Landlord’s approval? Have you, for example installed wooden flooring? Most leases in Barton Upon Humber state that internal structural changes or installing wooden flooring necessitate a licence from the Landlord approving such works. Should you dont have the approvals to hand do not contact the landlord without checking with your solicitor in advance.
I acquired a split level flat in Barton Upon Humber, conveyancing having been completed January 2002. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Equivalent properties in Barton Upon Humber with over 90 years remaining are worth £206,000. The ground rent is £45 per annum. The lease ends on 21st October 2091
With just 66 years left to run we estimate the price of your lease extension to span between £11,400 and £13,200 as well as plus your own and the landlord's "reasonable" professional fees.
The figure above a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of comprehensive due diligence. You should not use this information in tribunal or court proceedings. There may be additional issues that need to be considered and clearly you should be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information without first seeking the advice of a professional.
Me and my wife accepted an offer on a Barton Upon Humber ground floor flat we inherited six years ago in 2012. I have over twenty years conveyancing know-how and, now retired, intend to conduct the legal work. The buyer's solicitor has informed me that their building society will not allow us to do our own conveyancing as they require the funds to be transferred to a solicitor's bank account.
Mortgage instructions to property lawyers from all CML members specify that If the vendor does not have legal representation the buyer’s lawyers should check whether the lender needs to be told so that a decision can be made if they are prepared to progress.