My fiance and I are purchasing residence in Kingston. My Conveyancer is not listed on the mortgage company solicitor panel. Am I still permitted to appoint my Kingston conveyancing solicitor notwithstanding that they are not on the bank panel of approved conveyancing solicitors?
You must appoint a lawyer to complete the legal work required if you need a mortgage to purchase your home. The conveyancing practitioner will conduct all the appropriate legal checks on the property, make sure that you’re properly registered as the owner and ensure that all the necessary mortgage documentation is in place. One could select a Kingston conveyancing practitioner of your choosing. However, if the property lawyer appointed is not a member of the bank conveyancing panel further charges will be incurred as separate legal representation will be required by them. Conveyancing panel applications can be submitted, so provided your lawyer has not in the past sought membership they should take the chance to apply.
My fiancee and I are acquiring our first home. The lawyer has texted usto check if we want to order additional conveyancing searches. Unfortunately we have no idea as to what's recommended for conveyancing in Kingston
The range of Kingston conveyancing searches depends primarily on the property, the location, the probability of any of these risks, your knowledge of the locality and risks, your overall attitude to risk. What is important is that you adequately comprehend what information each search could give you. Then you can decide if you consider that you need that information. Should you be in doubt, ask the solicitor to guide you.
My property lawyer in Kingston is not listed on the Lloyds TSB Bank Approved Panel. Is it possible for me to continue with my family solicitor notwithstanding that they are excluded from the Lloyds TSB Bank list of approved lawyers?
The limited options open to you here include:
- Carry on with your existing Kingston solicitors but Lloyds TSB Bank will need to instruct a solicitor on their panel. This will result in additional total conveyancing charges and result in delays.
- Choose a new solicitor to act in the purchase, not forgetting to check they are Convince your solicitor to do everything within their powers to join the Lloyds TSB Bank conveyancing panel
I used Action Conveyancing a few years ago for my conveyancing in Kingston. I now require my file but cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Kingston of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How difficult is it to switch firm as I have to appoint a firm on the Bank of Scotland conveyancing list. I instructed a local conveyancing solicitor in Kingston round the corner but he is not accepted by Bank of Scotland
It would be our pleasure to assist you select a conveyancing solicitor in Kingston on the Bank of Scotland panel. Please note that the property lawyers that we on the directory do not pay us a referral fee if you instruct them and are fully regulated by the SRA who regulate all conveyancing solicitors in Kingston. Using search facility on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Kingston.
Having had my offer accepted I require leasehold conveyancing in Kingston. Before I get started I would like to find out the remaining lease term.
If the lease is registered - and most are in Kingston - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I bought a 1 bedroom flat in Kingston, conveyancing was carried out October 1997. Can you shed any light on how much the price could be for a 90 year extension to my lease? Similar flats in Kingston with over 90 years remaining are worth £206,000. The ground rent is £45 yearly. The lease runs out on 21st October 2091
With 66 years left to run we estimate the premium for your lease extension to be between £12,400 and £14,200 as well as costs.
The suggested premium range above a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more comprehensive investigations. Do not use this information in a Notice of Claim or as an informal offer. There may be other concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. You should not move forward based on this information without first seeking the advice of a professional.