My husband and I wish to acquire a newly converted apartment in Kingston with a mortgage from Coventry Building Society.We use our Kingston conveyancing practitioner but Coventry Building Society advised that he's not on their approved list of member firms. we are left little option but to use a Coventry Building Society panel solicitor or retain our high street solicitor and fork out for a Coventry Building Society panel lawyer to represent them. This seems very unfair; Can we not simply insist that Coventry Building Society use our lawyer?
No, not really. The loan offered to you contains various provisions, a common one being that conveyancers must be on the Coventry Building Society conveyancing panel. in the past, most mortgage companies had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for Coventry Building Society
Various web forums that I have visited warn that are the primary cause of delay in Kingston conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the conclusions of research by MoveWithUs that conveyancing searches do not figure amongst the most frequent causes of hindrances in the conveyancing process. Local searches are not likely to feature in any holding up conveyancing in Kingston.
I used Wolstenholmes several years past for my conveyancing in Kingston. Now, I need my documents but the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Kingston of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in last month in what should have been a simple, no chain conveyancing. Kingston is the location of the property. Is there any guidance you can impart?
Flying freeholds in Kingston are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Kingston you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Kingston may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
As co-executor for the estate of my uncle I am selling a residence in Monmouth but reside in Kingston. My lawyer (based 200 miles from mehas requested that I execute a statutory declaration prior to the transaction finalising. Could you suggest a conveyancing solicitor in Kingston who can witness this legal document for me?
strictly speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will suffice regardless of whether they are Kingston based
Living abroad I am unable to attend my Kingston conveyancing practitioners office to execute documents connected to my conveyancing in Kingston – is this a problem?
You need not be concerned. Kingston conveyancing solicitors can conduct conveyancing transactions for clients nationally. You are unlikely to be required to visit a Kingston conveyancers office. They can handle all communications using post, email, telephone and fax.