I am getting closer to an exchange on a flat in Swanland and my mum and dad have sent the 10% deposit to my conveyancer. I am now advised that as the deposit has been received from someone other than me my conveyancing practitioner needs to make a notification to my mortgage company. Apparently, in also acting for the lender he must inform them that the balance of the purchase price is not just from me. I advised the mortgage company about my parents' contribution when I applied for the home loan, so is it really necessary for this now to delay the deal?
The conveyancing practitioner is obliged to check with lender to ensure that they are aware that the balance of the purchase price is not from your own resources. Your solicitor can only reveal this to your lender if you agree, failing which, your lawyer must cease to continue acting.
Having sold my house in Swanland last May but my buyer keeps Skype messaging every few hours to say their conveyancer needs to hear from myconveyancer. What are the post completion sale formalities now that I have sold?
After completion of your house sale your conveyancer is obliged to forward the transfer deeds and all supplemental paperwork to the purchaser's conveyancer. If applicable, your solicitor must also confirm that the home loan has been discharged to the buyers solicitors. There are no post completion formalities unique to conveyancing in Swanland.
My property lawyer in Swanland is not listed on the Yorkshire Building Society Conveyancing Panel. Can I still retain my prefered solicitor even though they are excluded from the Yorkshire Building Society list of approved lawyers?
The limited options open to you here include:
- Complete the purchase with your existing Swanland lawyers but Yorkshire Building Society will need to retain a lawyer on their panel. This will inevitably rack up the total conveyancing fees as well as cause frustration.
- Find an alternative lawyer to act in the conveyancing, not forgetting to check they are Yorkshire Building Society approved.
- Try to convince your Yorkshire Building Society based solicitor to try to join the Yorkshire Building Society panel
My husband and I are novice buyers - agreed a price, yet the property agent informed us that the owners will only move forward if we use their recommended solicitors as they need an ‘expedited deal’. Our preferred option is to instruct a high street conveyancer who is familiar with conveyancing in Swanland
It is highly unlikely the vendors are driving this. If they require ‘a quick sale', taking such a hostile approach to a genuine buyer is not the way to achieve this. Avoid the agents and go straight to the owners and explain that (a)you are motivated purchasers (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you wish to move quickly (e)but you intend to use your own,trusted Swanland conveyancing lawyers - as opposed tothose that will give their negotiator at the agency a kickback or achieve conveyancing targets set by HQ.
What advice can you give us when it comes to choosing a Swanland conveyancing firm to carry out our lease extension conveyancing?
When appointing a solicitor for lease extension works (regardless if they are a Swanland conveyancing practice) it is imperative that they be familiar with the legislation and specialises in this area of work. We suggest that you talk with two or three firms including non Swanland conveyancing practices before you instructing a firm. If the firm is ALEP accredited then so much the better. The following questions could be useful:
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What volume of lease extensions have they conducted in Swanland in the last twenty four months? What are the legal fees for lease extension work?
Leasehold Conveyancing in Swanland - Sample of Queries before Purchasing
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For most Swanland leaseholds the outlay for major works tend not to be included within service charges, albeit that there some managing agents in Swanland ask leasehold owners to contribute towards a sinking fund and this is used to offset against major works. What prohibitions are there in the Swanland Lease? Who is in charge of the block?
We yesterday become aware that one of the directors of the solicitors undertaking the purchase conveyancing in Swanland is an uncle of the seller. Is this acceptable?
As long as there is no conflict of interest this should be fine. Where you are obtaining mortgage finance then the bank may have a say as many banks have specific instructions on this. For example for HSBC as of 31/1/2026, the requirements read as follows :