Recently been in touch with my conveyancing solicitor in Hull who conducted the legals two years ago requesting a conveyancing quote based on the same type of home move (a leasehold property and a freehold premises) of almost identical values with a home loan from National Westminster Bank. It looks as though am now being quoted double. Am I right to be tempted to shop around for a cheaper online conveyancer?
The charges are a little high. If you you were to look around you could shave off some of the expense by perhaps £125. That being said, providing that you were pleased with the conveyancing the firm gave you maycome to rue choosing an an untested lawyer. Remember to be sure the solicitor can represent National Westminster Bank. You can utilise our search tool to locate a Hull conveyancing firm on the National Westminster Bank conveyancing panel, which can often include conveyancing solicitors in Hull.
Our conveyancer has discovered a a problem with the lease for the apartment we are buying in Hull. The seller’s lawyers have offered title insurance as a workaround. We are content with insurance and will cover the costs. Our conveyancer says that he must be satisfied that the lender is content with this solution. Who is the client here, us or the lender?
Notwithstanding that you have a mortgage offer from the mortgage company does not mean to say that the property will meet their conditions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook provisions. You and the mortgage company are the client. These conveyancing instructions have to be complied with.
We are looking to buy a property and require a conveyancing solicitor in Hull who is on the Leeds Building Society solicitor panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Leeds Building Society . We don't recommend any particular firms conducting conveyancing in Hull.
What is the difference between a licensed conveyancer and conveyancing solicitor in Hull
There are many recorded licenced Conveyancers in Hull and Solicitor practices in Hull who can help with your conveyancing It is important to make clear that both are regulated professionals specialising in the legal aspects of the home buying process. Both can conduct other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
We expect to receive a AIP from HSBC this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do HSBC recommend any Hull solicitors on the HSBC conveyancing panel, or is it better to go independently?
You will need to appoint Hull solicitors independently although you'll need to choose one on the HSBC conveyancing panel. The solicitor represents both you and HSBC through the process.
I'm in the process of viewing apartments in Hull and I am now considering a potential offer. Should I already have a conveyancing practitioner in place at this stage? I will be getting a home loan with Virgin Money.
It would be prudent to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the estate agent. Given that you are obtaining a mortgage with Virgin Money, ask your prospective lawyers if they are on the Virgin Money conveyancing panel otherwise they can't do the mortgage legal work.
My business partner and I are wishing to take over a lease of an office on a shopping parade. Can you recommend conveyancers offering competitive charges for commercial conveyancing in Hull for less than 2k?
We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Hull, including the sale and acquisition of businesses as well as simply property. Whether you are hoping to buy or lease a shop, pub, restaurant, office, retail unit or a whole business we will find you the right lawyer. As for the charges these will vary based on the structure and complexity of the deal. Please provide us with your details or phone so as to enable us to provide you with comprehensive commercial conveyancing calculation.
Much to my surprise my property lawyer in Hull has informed me that he requires identification documents saying that this is part of his requirements as a solicitor on the lender Solicitor panel. This is news to me - can I refuse?
Due to Money Laundering Regulations your conveyancing lawyer is duty bound to confirm positively your identification when entering into a business relationship with you. It is a criminal offence if your lawyer not do this. If you do not provide ID early in the transaction the solicitor must refuse to act for you. It’s unlikely a lawyer will turn you away if you come to the first meeting without relevant ID but you will have to produce it at some point so you might as well bring it with you to the initial meeting so the lawyer can tick the ID verification box and start sorting out the conveyancing straight away. If you are getting a mortgage, your lawyer also has to check ID documents to satisfy the mortgage company. This is not unique to conveyancing in Hull