I am hoping to receive a mortgage offer from Santander. My intention is to instruct a Licensed Conveyancer in Waddon. Does the Santander Solicitor panel include conveyancers regulated by the CLC?
The Santander conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
At what point does exchange of contracts occur in purchase conveyancing in Waddon and am I required to be at the solicitors branch?
If you are round the corner to our conveyancing solicitors in Waddon you are welcome to attend to sign contracts. That being said, the lender approved solicitors we work with offer a countrywide conveyancing service and give just as detailed and professional a job for you when dealing with you digitally. The executing of the property agreement is not the important part. A signed contract is necessary for the firm to address the formalities at the appropriate time, which is ordinarily shortly after signing. The procedure is is usually a five minute process, although where an extended "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Waddon)to be in the office at the appropriate time.
My uncle passed away six months ago and as sole heir and executor I was left the house in Waddon. The house had a small mortgage left on it of around £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Virgin Money, pay off the mortgage. Is this possible?
Given you plan to re-mortgage then Virgin Money will insist on your using a conveyancer on the Virgin Money conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Virgin Money conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Virgin Money mortgage is registered as a charge at the Land Registry.
Have purchased a a terraced house in Waddon , how long will it take for the Land Registry to record my ownership? My Waddon conveyancing solicitor has been very slow, so I want to be certain the registration formalities are concluded.
As far as conveyancing in Waddon registration is no faster or slower than the rest of England and Wales. As opposed to being determined by geographic area, timescales can vary according to who lodges the application, whether there are errors and if the Land registry must send notices to any 3rd persons or bodies. At present roughly 80% of such applications are fully dealt with in less than three weeks but some can be subject to longer hold-ups. Historically registration occurs after the new owner is living at the premises thus post completion formalities is not always an essential issue yet where it is urgent that the the registration takes place urgently then you or your solicitor must speak with the land registry and explain the circumstances.
I need to instruct a conveyancing solicitor for residential conveyancing in Waddon. I've discover a web site which appears to be the perfect answer If it is possible to get all the legals done via web that would be ideal. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
How do I search for a Waddon conveyancing solicitor on the mortgage company conveyancing panel? I have a car and am prepared to travel up to twentykilometers to meet the conveyancer.
Feel free to make use of the find a conveyancing panel search on this website. Please choose the lender and your location, in this case Waddon and you will see a number of lawyer located nearest Waddon. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the lender solicitor panel.