I am considering applying for a Coventry BS mortgage for purchase of a newly converted (under development) in Berkhamsted with 60% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Coventry BS ?
There is nothing to stop you using your solicitor, but Coventry BS will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
Is it necessary to take out insurance to cover chancel repairs when purchasing a residence in Berkhamsted?
Unless a previous acquisition of the premises took place after 12 October 2013 you could assume that lawyers handling conveyancing in Berkhamsted to remain recommending a chancel search and or insurance against a claim.
My wife and I own a terraced Victorian property in Berkhamsted. Conveyancing practitioner represented me and Nottingham Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, the second leasehold under the matching address. Is it worth asking Nottingham Building Society to clarify?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Berkhamsted and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with your conveyancing lawyer who completed the work.
I opted to have a survey carried out on a property in Berkhamsted in advance of retaining solicitors. I have been told that there is a flying freehold overhang to the property. Our surveyor has said that some banks will refuse to issue a mortgage on such a premises.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Nationwide. Should you wish to call us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Berkhamsted. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Berkhamsted to see if the conveyancing costs will increase in light of this.
How difficult is it to switch solicitor as I have to retain a firm on the Clydesdale conveyancing list. I instructed a high street conveyancing solicitor in Berkhamsted five minutes from me but the firm is not approved by Clydesdale
We will our best to assist in finding you a conveyancing solicitor in Berkhamsted on the Clydesdale panel. Please note that the property lawyers that we list do not pay us a referral fee if you instruct them and are regulated by the SRA who oversee all conveyancing solicitors in Berkhamsted. Using search facility on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Berkhamsted.
As co-executor for the estate of my uncle I am disposing of a house in Newport but live in Berkhamsted. My solicitor (who is 250 kilometers from mehas requested that I execute a stat dec ahead of the transaction finalising. Can you recommend a conveyancing practitioner in Berkhamsted to witness this legal document for me?
Technically speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will do regardless of whether they are based in Berkhamsted