We note that you have a post code search directory listing law firms on the Aldermore conveyancing panel. Do companies pay you a referral fee if I instruct them for our own conveyancing in Chesham?
We are a listing service only for law firms wishing to communicate if they are on the Aldermore conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Chesham.
We have agreed to purchase a house in Chesham. One unusual aspect is that the roof has a solar panel. Coventry BS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Coventry BS your lawyer must follow the formal instructions contained in Part two of UK Finance Lenders’ Handbook for Coventry BS. The CML Handbook contains minimum conditions for solar panel roof-space leases, and solicitors are required to report to Coventry BS where a lease does not comply with these provisions. The provisions relate to the installation of panels on properties countrywide and is not isolated to Chesham.
The formalities of my remortgage has taken place for my property in Chesham. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I am due to exchange contracts on my house. I had a double glazing fitted in September 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, HSBC are being difficult. The Chesham solicitor who is on the HSBC conveyancing panel is happy to accept ‘lack of building regulation’ insurance but HSBC are insisting on a building regulation certificate. Why do HSBC have a conveyancing panel if they don't accept advice from them?
It is probably the case that HSBC have referred the matter to their valuer. The reason why HSBC may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
A relative suggested that if I am buying in Chesham I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is occasionally quoted for as part of the standard Chesham conveyancing searches. It is not a small document of more than thirty pages, listing and detailing significant information about Chesham around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful information regarding Chesham.
I opted to have a survey done on a house in Chesham ahead of instructing conveyancers. I have been told that there is a flying freehold overhang to the property. The surveyor advised that some lenders will refuse to issue a loan on such a property.
It depends who your proposed lender is. Bank of Scotland has different requirements from Nationwide. If you call us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Chesham. Conveyancing will be smoother if you use a solicitor in Chesham especially if they are acquainted with such properties in Chesham.
I am downsizing from my home. My previous solicitors have shut. I am in need of a recommendation of a conveyancing firm. Im based in Chesham if that makes a difference.
Please use our search tool to help you choose a solicitor for your conveyancing in Chesham. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
For various reasons I cannot attend my Chesham conveyancing lawyers office to execute documents connected to my conveyancing in Chesham – is this a problem?
Not a problem. Chesham conveyancing solicitors can conduct conveyancing transactions for clients who are based anywhere. You are unlikely to be required to meet your lawyer in the flesh at a Chesham conveyancers office. Almost all solicitor can handle all communications via phone, post and email - whatever works for you.