My best friend’s brother is a conveyancer. I hope that I can be offered mate’s pricing for conveyancing, but if not, what level of fees should I be paying for conveyancing in Amersham?
It’s prudent to get multiple conveyancing estimates. Do use our search tool on this page. Whilst quotes will vary but the service one can expect are distinct between conveyancers as is true with the vast majority of professional services.
About to place a bid on a leasehold apartment in Amersham. The estate agents assure me that it is standard for flats in Amersham to have less than 75 years left on the lease. I am obtaining a mortgage with Accord Mortgages. Is this going to be a problem if the lease has 70 years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 21/5/2026 the requirements read as follows :
It is unclear whether my lender requires a lease extension. I have telephoned my Amersham bank branch on numerous occasions and was told it does not impact the mortgage offer and they will lend. My Amersham conveyancing solicitor - who is on the bank conveyancing panel- telephoned to say that they would not lend based on their specific requirements. I simply don't know who is right.
Provided that the solicitor is on the bank panel, she or he must follow the Council of Mortgage Lenders’ Handbook conditions for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
I was told two weeks ago that my mortgage has been agreed to by Principality. Is it usual for Principality to only issue the offer once my solicitor in Amersham is approved on their conveyancing panel? Principality have asked my solicitor to see a copy of their PI Insurance.
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Principality to deal with your lawyer's application to be on the Principality conveyancing panel. There's no guarantee that your solicitor will be accepted.
Having read lots of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Amersham solicitor - who is on the Coventry BS conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Coventry BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Coventry BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Amersham surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Have purchased a a semi-detached house in Amersham , What is the estimated time for the Land Registry to register the transfer to my name? My Amersham conveyancing solicitor works at snail pace, so I want to be sure the registration formalities are concluded.
As far as conveyancing in Amersham registration is no quicker or slower than the rest of England and Wales. Rather than based on location, timescales can vary according to the party submitting the application, whether there are errors and whether the Land registry need to notify any interested persons or bodies. As of today in the region of 80% of such applications are fully dealt with within two weeks but occasionally there can be extensive delays. Registration is effected once the purchaser is living at the premises so an expedited registration is not always top priority yet where there is a degree of urgency associated with the registration then you or your conveyancer must contact the land registry and explain the circumstances.
I have been on the look out for a ground for flat up to £195,000 and found one close by in Amersham I like with a park and transport links nearby, the downside is that it's only got 49 remaining years left on the lease. I can't really find anything else in Amersham in this price bracket, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you require a mortgage that many years will likely be an issue. Discount the price by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of twenty four months you can request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this.
My wife and I purchased a leasehold flat in Amersham. Conveyancing and Chelsea Building Society mortgage went though with no issue. A letter has just been received from someone saying they have taken over the reversionary interest in the property. Attached was a demand for arrears of ground rent dating back to 1995. The conveyancing solicitor in Amersham who previously acted has now retired. Do I pay?
The first thing you should do is contact HMLR to make sure that the individual claiming to own the freehold is in fact the registered owner of the freehold reversion. There is no need to instruct a Amersham conveyancing lawyer to do this as you can do this on the Land Registry website for less than a fiver. You should note that regardless, even if this is the rightful landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
I am the registered owner of a 2 bed flat in Amersham, conveyancing having been completed 10 years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Similar flats in Amersham with an extended lease are worth £180,000. The average or mid-range amount of ground rent is £65 levied per year. The lease runs out on 21st October 2085
With just 59 years left to run we estimate the premium for your lease extension to be between £20,900 and £24,200 as well as legals.
The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more comprehensive investigations. You should not use this information in a Notice of Claim or as an informal offer. There may be additional concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information without first getting professional advice.