Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Amersham. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 27/3/2025, the requirements read as follows :
My uncle advised me that in buying a property in Amersham there may be various restrictions prohibiting external alterations to the property. Is this right?
We are aware of anumerous of properties in Amersham which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Amersham should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We were going to get a AIP from Co-operative this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Co-operative recommend any Amersham solicitors on the Co-operative conveyancing panel, or is it better to go independently?
You will need to appoint Amersham solicitors independently although you'll need to choose one on the Co-operative conveyancing panel. The solicitor represents both you and Co-operative through the process.
It is not clear whether my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Amersham building society branch on a couple of occasions and was told it wasn't a problem and they would lend. My Amersham conveyancing solicitor - who is on the mortgage company conveyancing panel- called to say that they refuse to lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
The solicitor has to comply with the CML Handbook section two conditions for your lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
How does conveyancing in Amersham differ for newly converted properties?
Most buyers of new build or newly converted property in Amersham come to us having been asked by the developer to exchange contracts and commit to the purchase even before the property is finished. This is because builders in Amersham typically acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Amersham or who has acted in the same development.
Is it possible to swap solicitor as I need to instruct one who is on the Godiva Mortgages Ltd conveyancing list. I was using a family conveyancing solicitor in Amersham round the corner but she is not accepted by Godiva Mortgages Ltd
We will our best to assist in finding you a conveyancing solicitor in Amersham on the Godiva Mortgages Ltd panel. Please note that the conveyancers that we list do not pay us fee if you instruct them and are authorised and regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Amersham. In making use of the find a conveyancing solicitor tool on this site, you can contrast costs for conveyancing solicitors in Amersham and throughout England and Wales.
In my capacity as executor for the will of my aunt I am selling a property in Newport but I am based in Amersham. My conveyancer (approximately 300 kilometers from merequires that I execute a statutory declaration prior to completion. Can you recommend a conveyancing practitioner in Amersham to attest and place their company stamp on the document?
strictly speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Normally any notary public or qualified solicitor will be fine regardless of whether they are Amersham based
My husband and I may need to rent out our Amersham 1st floor flat for a while due to a new job. We used a Amersham conveyancing practice in 2001 but they have closed and we did not have the foresight to get any advice as to whether the lease permits subletting. How do we find out?
Even though your last Amersham conveyancing lawyer is not around you can review your lease to see if it allows you to sublet the property. The accepted inference is that if the lease is non-specific, subletting is allowed. There may be a precondition that you need to obtain consent via your landlord or other appropriate person prior to subletting. This means that you cannot sublet in the absence of prior permission. The consent is not allowed to be unreasonably turned down. If the lease does not allow you to sublet you should ask your landlord if they are willing to waive this restriction.
Leasehold Conveyancing in Amersham - Sample of Questions you should ask Prior to buying
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The prefered form of lease arrangement is where the freehold reversion is owned by the leaseholders. In this arrangement the lessees enjoy control and although a managing agent is often retained if the building is bigger than a house conversion, the managing agent is directed by the tenants. The majority of Amersham leasehold flats will be liable to pay a service charge for maintenance of the block invoiced on behalf of the freeholder. Where you buy the property you will have to pay this liability, usually periodically accross the year. This can vary from a couple of hundred pounds to thousands of pounds for large purpose-built buildings. In all likelihood there will be a rentcharge for you to pay yearly, this is usually not a large sum, say about £50-£100 but you need to enquire as occasionally it can be many hundreds of pounds.