My fiance and I swapping mortgage lender for our penthouse in Chesham Bois with Yorkshire BS. We have a son 18 who lives at home. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the apartment is repossessed. I have a couple of concerns (1) Is this document specific to the Yorkshire BS conveyancing panel as he did not need to sign this form when we purchased 3 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Yorkshire BS. This is solely used to protect Yorkshire BS if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Yorkshire BS had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
It is is a decade since I bought my house in Chesham Bois. Conveyancing lawyers have just been retained on the sale but I am unable to find the title deeds. Is this a major issue?
Don’t worry too much. Firstly there is a possibility that the deeds will be with your mortgage company or they may be in the possession of the conveyancers who acted in your purchase. Secondly in most cases the property will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors procuring up to date copy of the land registers. Most conveyancing in Chesham Bois involves registered property but in the unlikely event that your home is not registered it is more tricky but is not insurmountable.
I understand that there are debates on Chancel Insurance on online forums. Am I compelled to take this when acquiring a property in Chesham Bois? or I am told that there is an ancient law that means some homeowners residing in a parish church boundary may be liable to pay for maintenance to the chancel within the church. Is this relevant for conveyancing in Chesham Bois?
Unless a previous purchase of the property completed post 12 October 2013 you can expect solicitors carrying out conveyancing in Chesham Bois to continue to advocate a chancel search and or chancel repair liability insurance.
I have justbecome aware that Wolstenholmes have closed. They carried out my conveyancing in Chesham Bois for a purchase of a freehold house 10 months ago. How can I check that the property is registered correctly in the name of the previous owner?
The easiest method to check if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Chesham Bois conveyancing specialists.
Hoping to buy a property located in Chesham Bois and I am already nervous. I couldn't find anything specific about Chesham Bois. Conveyancing will be needed in due course but do you know about the Chesham Bois area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Chesham Bois. In the meantime here are some basic statistics that we found
My partner has encouraged me to appoint his lawyers for conveyancing in Chesham Bois. Should I choose my own conveyancer?
There are no two ways about it the ideal way to select a conveyancing solicitor is to get feedback from friends or relatives who have experience in using the solicitor that you are are thinking of instructing.