It is a dozen years since I bought my home in Chesham Bois. Conveyancing solicitors have recently been instructed on the sale but I am unable to track down the title deeds. Will this jeopardise the sale?
Don’t worry too much. First the deeds may be retained by your mortgage company or they may stored with the conveyancers who handled your purchase. Secondly in all probability the land will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors obtaining up to date copy of the land registers. The vast majority of conveyancing in Chesham Bois relates to registered property but in the rare situation where your property is unregistered it adds to the complexity but is resolvable.
I am purchasing a flat and require a conveyancing solicitor in Chesham Bois who is on the The Royal Bank of Scotland conveyancing. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for The Royal Bank of Scotland in certain locations such as Chesham Bois. We dont recommend any particular firm.
2 months have gone by since my purchase conveyancing in Chesham Bois took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Due to the encouragement of my in-laws I had a survey completed on a house in Chesham Bois in advance of instructing lawyers. I have been informed that there is a flying freehold element to the property. Our surveyor has said that some mortgage companies tend not give a mortgage on a flying freehold house.
It varies from the lender to lender. HSBC has different requirements for example to Nationwide. If you call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Chesham Bois. Conveyancing will be smoother if you use a solicitor in Chesham Bois especially if they regularly deal with such properties in Chesham Bois.
Am I best advised to use a Chesham Bois conveyancing solicitor who is local to the property I am buying? I have an old university friend who can deal with the legal formalities but his firm is located approximately 350miles away.
The primary upside of using a high street Chesham Bois conveyancing practice is that you can attend the office to execute paperwork, hand in your ID and pester them where appropriate. Having local Chesham Bois know how is a bonus. That being said it's more important to get someone that will pull out all the stops for you. If if people you trust instructed your friend and on the whole were happy that must outweigh using an unfamiliar Chesham Bois conveyancing lawyer just because they are based in the area.
I cannot attend my Chesham Bois conveyancing solicitors office to execute documents for conveyancing in Chesham Bois – is this a problem?
No. Chesham Bois conveyancing solicitors can deal with conveyancing transactions for clients across the country. It is not necessary for you to be able to be present a Chesham Bois conveyancers office. They can deal with all communications via phone, post and email - whatever works for you.