We are planning to buy with Darlington Building Society. We have called around locally yet cant to find a Upton Upon Severn conveyancing firm on the Darlington Building Society approved list. Could you help?
You should make use of the find a conveyancing panel solicitor tool on this page. Please choose the mortgage company and type Upton Upon Severn or your location and you will see a number of lawyer offices in Upton Upon Severn or near you.
My father pointed out to me me that in buying a property in Upton Upon Severn there may be various restrictions affecting the ability to carry out external alterations to a property. Is this right?
We are aware of a number of properties in Upton Upon Severn which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in Upton Upon Severn should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I have decided to exercise my right to buy my property in Upton Upon Severn off the council. I have a mortgage offer with Co-operative. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Co-operative, you will need to appoint a solicitor on the Co-operative conveyancing panel.
I am selling my flat. I had a double glazing fitted in November 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Santander are being pedantic. The Upton Upon Severn solicitor who is on the Santander conveyancing panel is recommending indemnity insurance as a solution but Santander are requiring a building regulation certificate. Why do Santander have a conveyancing panel if they don't accept advice from them?
It is probably the case that Santander have referred the matter to their valuer. The reason why Santander may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I'm buying my first flat in Upton Upon Severn benefiting from help to buy. The builders refused to reduce the amount so I negotiated £7000 of fixtures and fittings instead. The property agent advised me not inform my lawyer about the side-deal as it may affect my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in last month in what was supposed to be a quick, no chain conveyancing. Upton Upon Severn is the location of the property. Can you shed any light on this issue?
Flying freeholds in Upton Upon Severn are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Upton Upon Severn you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Upton Upon Severn may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
How can the Landlord & Tenant Act 1954 affect my business offices in Upton Upon Severn and how can your lawyers assist?
The particular law that you refer to provides protection to business lessees, granting the right to apply to court for a continuation of occupancy when the lease reaches an end. There are certain specified grounds that a landlord can refrain from granting a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing firms who use the act to your advantage and help with commercial conveyancing in Upton Upon Severn
I am hoping to sign contracts shortly on a leasehold property in Upton Upon Severn. Conveyancing lawyers have said that they are sending me a report tomorrow. What should I be looking out for?
The report on title for your leasehold conveyancing in Upton Upon Severn should include some of the following:
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Details of the parties to the lease, e.g. these could be the (you), head lessor, landlord Does the lease prohibit wood flooring? You should be sent a copy of the lease What you can do if a neighbour is in violation of a provision in their lease? Whether your lease provides for a sinking fund?
I invested in buying a leasehold flat in Upton Upon Severn, conveyancing formalities finalised August 2008. Can you let me have an estimated range of the fair premium for a lease extension? Corresponding properties in Upton Upon Severn with over 90 years remaining are worth £191,000. The ground rent is £55 levied per year. The lease expires on 21st October 2079
With just 54 years unexpired the likely cost is going to span between £32,300 and £37,400 plus costs.
The figure above a general guide to costs for renewing a lease, but we are not able to supply a more accurate figure without more comprehensive investigations. Do not use the figures in tribunal or court proceedings. There may be other issues that need to be considered and you obviously should be as accurate as possible in your negotiations. Please do not move forward based on this information before getting professional advice.