We are acquiring our first house. Our lawyer has texted usto enquire if we want to take out supplemental conveyancing searches. We are really unsure what's relevant for conveyancing in Upton Upon Severn
The quantity and type of Upton Upon Severn conveyancing searches should be dictated primarily on the property, the location, the likelihood of any of these risks, your familiarity of the locality and risks, your overall appetite to risk. What matters is that you properly comprehend what information each search could provide. You may then make a decision if you personally think you need that information. Where you are in doubt, ask the conveyancer to provide guidance.
I purchased a freehold property in Upton Upon Severn yet invoiced for rent, why is this and what is this?
It is rare for properties in Upton Upon Severn and has limited impact for conveyancing in Upton Upon Severn but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the establishment of new rentcharges from 1977 onwards.
Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 is to be extinguished.
I have 70 years left on my lease and need a lease extension for my flat in Upton Upon Severn. Conveyancing solicitors on the Chelsea Building Society panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 3/11/2025 the requirements read as follows :
Should my lawyer be making enquiries regarding flooding as part of the conveyancing in Upton Upon Severn.
Flooding is a growing risk for lawyers dealing with homes in Upton Upon Severn. There are those who acquire a house in Upton Upon Severn, fully aware that at some time, it may be flooded. However, leaving to one side the physical destruction, if a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or sell the premises. There are steps that can be taken during the course of a property purchase to forewarn the purchaser.
Lawyers are not qualified to impart advice on flood risk, but there are a numerous searches that can be undertaken by the buyer or on a buyer’s behalf which should figure out the risks in Upton Upon Severn. The conventional set of property information forms sent to a purchaser’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard question of the vendor to determine if the premises has ever been flooded. If flooding has previously occurred and is not disclosed by the owner, then a purchaser may bring a claim for damages as a result of such an incorrect answer. The buyer’s lawyers will also carry out an enviro report. This will higlight whether there is any known flood risk. If so, more detailed investigations should be carried out.
Yesterday I discovered that there is a flying freehold element on a property I have offered on two weeks back in what was supposed to be a quick, no chain conveyancing. Upton Upon Severn is where the house is located. Is there any advice you can give?
Flying freeholds in Upton Upon Severn are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Upton Upon Severn you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Upton Upon Severn may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
We are first time buyers just having agreed a price on a property in Upton Upon Severn, and are now looking to get solicitors lined up. I have made use of the numerous comparison based websites and the fee estimates are from all over the the UK. Is it important to have a Upton Upon Severn solicitor local to your potential new home? I am happy to do all the communicating electronically, but I guess at some stage we will need to visit the lawyer's office to sign papers?
The conveyancing practitioner does not need to be in Upton Upon Severn, but opting for local means that you have the option to go in if needed, for instance, if a signature is needed urgently. Also, a Upton Upon Severn solicitor have established relationships with local agents and (if the vendor has instructed a local property lawyer) with them, which should help smooth the process.