Willretaining a Tewkesbury conveyancing solicitor make the ownership transfer easier?
Tewkesbury is a unique place, where local know-how helps. The laid-back lifestyle has an upside – but not for your home move. The conveyancers that we recommend combine specialist Tewkesbury insight with a professional, can doapproach that helps everything runs smoothly. It will certainly help where they can make use of well established relationships with financial advisers, estate agents, surveyors and counterpart Tewkesbury conveyancing firms
I require conveyancing for a flat in a fairly new development (seven years old) in Tewkesbury. 95% of the appartments have already been occupied. Do I need carry out the local searches for my conveyancing in Tewkesbury?
You are putting yourself at risk in not carrying out Tewkesbury conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying mortgage free there is no legal requirement to have them, but we would strongly advise in the strongest possible terms that your conveyancer conducts them. If timings and cost are top of your concerns you should consider with your solicitor about the possibility of search insurance
We are buying a house in Tewkesbury. I might seem paranoid but how we can trust a solicitor? On the day of competition we have to deposit money into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I have been advised by my conveyancer that chancel insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Tewkesbury?
The right level of chancel indemnity insurance depends on who your lender is. It would differ for example between National Westminster Bank and Chelsea Building Society. Conveyancing practitioners as opposed to members of the public take out such insurances.
When it comes to lenders such as Yorkshire BS, do Tewkesbury conveyancing practitioners have to pay a yearly amount to be on the conveyancing panel?
We are not aware of any mortgage company fees to be on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.
My wife and I have a semi-detached Georgian house in Tewkesbury. Conveyancing lawyer represented me and Birmingham Midshires. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, the second leasehold under the matching address. Is it worth asking Birmingham Midshires to clarify?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Tewkesbury and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with your conveyancing lawyer who conducted the purchase.
In my capacity as executor for the estate of my aunt I am selling a house in Monmouth but I am based in Tewkesbury. My conveyancer (who is 300 miles awayrequires that I execute a stat dec ahead of completion. Could you suggest a conveyancing lawyer in Tewkesbury who can witness and place their company stamp on the document?
strictly speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will be fine regardless of whether they are Tewkesbury based
We have instructed a Tewkesbury conveyancing solicitor for our house purchase (novice purchasers) and have picked up in the Ts and Cs that they are not regulated by the FCA. Am I right to be worried or is that usually the case with conveyancing practitioner?
We can't see why they should be. Most property lawyer don't lend money. They should be regulated by the Solicitors Regulation Authority, who dictate specific rules covering amounts held on client account.