The deeds to our property can not be found. The lawyers who conducted the conveyancing in Tewkesbury 10 years ago are no longer around. What are my options?
You no longer need to have the physical deeds to evidence that you are the registered proprietor of land or premises, as the Land Registry have everything they need in a digital format.
I'm buying a new build house in Tewkesbury with a loan from Skipton Building Society. The developers refused to move on the amount so I negotiated 6k of additionals instead. The house builders rep told me not reveal to my solicitor about this side-deal as it will impact my mortgage with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold element on a property I have offered on two weeks back in what was supposed to be a simple, no chain conveyancing. Tewkesbury is where the house is located. Can you offer any assistance?
Flying freeholds in Tewkesbury are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Tewkesbury you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Tewkesbury may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Are there any apps to help search for a Tewkesbury solicitor on the Platform Home Loans Ltd conveyancing panel? I drive a motor bike and am happy to travel upto 20kilometers to meet the lawyer.
Feel free to make use of the tool on this page. Please pick a mortgage company and your location and you will see a number of Tewkesbury conveyancing lawyers locally. We have detailed some Tewkesbury conveyancing firms towards the end of this page and you can call them to verify if they are on the Platform Home Loans Ltd approved list
In my capacity as executor for the estate of my aunt I am selling a house in Cardiff but I am based in Tewkesbury. My solicitor (who is 300 miles from meneeds me to sign a stat dec ahead of the transaction finalising. Can you recommend a conveyancing practitioner in Tewkesbury to witness this legal document for me?
Technically speaking you should not need to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will be fine regardless of whether they are based in Tewkesbury
Expecting to complete next month on a garden flat in Tewkesbury. Conveyancing lawyers inform me that they are sending me a report next week. Are there areas in the report that I should be focusing on?
Your report on title for your leasehold conveyancing in Tewkesbury should include some of the following:
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Whether the landlord has obligations to ensure rights of quiet enjoyment over your property and do you know what it means in practice? The landlord’s rights to access the property. You should be made aware that your landlord has rights of access as well as be informed how much notice must be provided. You should know if the lease permits you to alter or improve aspects of the property- you should know whether it applies to all alterations or just structural alteration, and whether consent is mandated necessary The total extent of the premises. This will be the apartment itself but could also include a roof space or cellar if relevant.
I acquired a basement flat in Tewkesbury, conveyancing was carried out 9 years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Corresponding flats in Tewkesbury with over 90 years remaining are worth £191,000. The average or mid-range amount of ground rent is £55 charged once a year. The lease expires on 21st October 2078
With 53 years unexpired the likely cost is going to be between £27,600 and £31,800 as well as plus your own and the landlord's "reasonable" professional fees.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs without more comprehensive due diligence. You should not use this information in a Notice of Claim or as an informal offer. There may be other issues that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Please do not take any other action based on this information before getting professional advice.