It is a dozen years since I purchased my property in Cannington. Conveyancing solicitors have recently been retained on the sale but I am unable to track down the title deeds. Is this a major issue?
Don’t worry too much. Firstly the deeds may be kept by your lender or they could still be with the solicitor who oversaw your purchase. Secondly in all probability the property will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors acquiring up to date copy of the land registers. Most conveyancing in Cannington relates to registered property but in the unlikely event that your home is unregistered it adds to the complexity but is resolvable.
Despite weeks of looking the Title Certificate and documents to our home are lost. The solicitors who handled the conveyancing in Cannington 4 years ago no longer exist. Will I be able to sell the house?
You no longer need to hold title original deeds to prove you own the land or premises, as the Land Registry hold details of all registered land or property electronically.
I am buying a new build apartment in Cannington. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Cannington
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Please confirm the Lease plans are architect prepared. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.
I've recently found out that there is a flying freehold issue on a house I have offered on two weeks back in what was supposed to be a simple, no chain conveyancing. Cannington is the location of the property. Can you offer any assistance?
Flying freeholds in Cannington are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Cannington you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cannington may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I'm converting the mortgage on my primary house to a buy to let mortgage with Birmingham Midshires and I will use the rest of the raised equity as a deposit on another house. The neighborhood we are looking at is Cannington. Will your lawyers be able to act for both sets of lenders and link together the two deals?
Make use of our comparison tool on this page to be sure that the solicitors are approved by both mortgage companies. On the basis that they are the solicitor will be able to connect the two conveyancing matters but you should have a chat with you lawyer and make apparent your expectations and requirements.
Searching for a conveyancing solicitor in Cannington. I did have one sorted but he's not on the panel for Nationwide. It seems that these days most building societies only allow conveyancers on their panel. Very frustrating restricting the choice for the paying public. Can you recommend a trustworthy Cannington solicitor that can assist us as well as represent Nationwide?
The purpose of this site is restricted to being a directory service for conveyancing practitioners who wish to be listed as being on the approved conveyancing panel for Nationwide in certain locations such as Cannington . We dont recommend any particular conveyancer.