My financial adviser says he needs my Temple law firm’s panel member for the Santander conveyancing panel. How do I obtain this. I have contacted my local Temple branch but they don't know it.
Have you tried speaking to your Temple conveyancer about this?. They maintain a central record lender panel numbers.
At what point will exchange of contracts occur in purchase conveyancing in Temple and am I required to be at the solicitors branch?
If you are round the corner to our conveyancing solicitors in Temple you are invited in to sign documents. That being said, the firms we recommend provide countrywide coverage for conveyancing and give just as diligent and professional a job for you when dealing with you digitally. The executing of the contract is not the critical part. Signing on the dotted line is just a prerequisite for the solicitor to address the formalities when the time is right, which is ordinarily shortly after signing. The procedure is is usually a five minute process, although where an extended "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Temple)to be in the office available at the end of the phone to exchange contracts.
I am helping my niece sell her house in Temple. Does the solicitor order the energy assessment or should I organise this?
Following the demise of HIPs, energy assessments remained a required element of selling a house. An energy assessment should be commissioned before the property is put on the market. It is not a task that solicitors ordinarily organise. Where you are using a Temple conveyancing solicitor they might help arrange energy assessments due to their relationships with reputable Temple providers
About to purchase house in Temple. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Clydesdale conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Temple property lawyer is on the Clydesdale conveyancing panel.
At last I have had an offer on a maisonette in Temple accepted, the sellers do however have a dependent purchase. The sellers have offered on a property, but it’s not been accepted yet, and have viewings of other flats booked. I have instructed a high street conveyancing solicitor in Temple. What should be my next step? When should I get the mortgage application with Co-operative started?
It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx one thousand pounds, then valuation, Temple conveyancing search fees, etc). First, you must ensure that your lawyer is on the Co-operative approved list. As to the next steps this very much dictated by the uniqueness of your case, desire for this property and on the state of the market. During a rising market some home buyers will apply for the mortgage with Co-operative and arrange for the valuation and only if it was satisfactory would they ask their conveyancer to move forward with the conveyancing in Temple.
My wife and I purchased a terraced Victorian house in Temple. Conveyancing lawyer acted for me and Alliance & Leicester . I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold with the exact same property. I thought I was buying a freehold how can I check?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Temple and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the situation with the conveyancing solicitor who conducted the purchase.
How does conveyancing in Temple differ for newly converted properties?
Most buyers of new build property in Temple come to us having been asked by the developer to sign contracts and commit to the purchase even before the premises is completed. This is because developers in Temple tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Temple or who has acted in the same development.
Is it best to instruct a Temple conveyancing solicitor based in the area that I am hoping to buy? I have an old university friend who can conduct the legal work but her office is 400miles away.
The benefit of a local Temple conveyancing practice is that you can attend the office to execute paperwork, deliver your identification documents and apply pressure on them where appropriate. Having local Temple know how is a benefit. However nothing is more important than finding someone that will do a good and efficient job. If if people you trust instructed your friend and in the main were happy that must trump using an unknown Temple conveyancing lawyer solely due to them being Temple based.