Recently contacted my conveyancing lawyer in Charterhouse who conducted the legals 18 months ago requesting a conveyancing estimate based on the same type of house move (a leasehold property and a freehold property) of almost identical values with a loan from The Mortgage Works. I am now being quoted twice the amount. Am I right to be tempted to shop around for a cheaper internet property lawyer?
The estimate does seem a little overpriced. If you you were to look around you could shave off some of the expense by perhaps £100 plus VAT. On the other hand, providing that you were content with the legal work the firm provided you mightlive to regret choosing an an untested lawyer. If is important to check the conveyancer can act for The Mortgage Works. You can employ our search tool to get a quote a Charterhouse conveyancing firm on the The Mortgage Works approved list of lawyers, which can often include conveyancing solicitors in Charterhouse.
My wife and I are about to exchange buying a property in Charterhouse but as a consequence of wreckage from a small fire at the property I have was able negotiate recompense from the owner of £3k in the form of a deduction in the price. This was going to be addressed as part of a side agreement yet Coventry BS will not agree to this. Why were they informed?
Any property lawyer being on a Coventry BS approved list is obliged to advise Coventry BS of any changes to the sale price. If you prohibit your conveyancer to disclose the price change to Coventry BS then they would have to discontinue acting for you. In addition, Coventry BS and you would have to appoint a new solicitor for your conveyancing in Charterhouse.
Can your site be used to find a Conveyancing solicitor in Charterhouse even where I’m not buying or selling a house, for instance if I intend to acquire an office in Charterhouse with a loan from Norwich and Peterborough Building Society?
The service is predominantly utilised to find domestic conveyancing solicitors in Charterhouse but we have set out towards the bottom of this page a selection of Charterhouse commercial conveyancing firms. You will need to make contact with the company directly to establish if they are also authorised to represent Norwich and Peterborough Building Society
This question may be naive but I am wet behind the ears as a 1st time buyer of a garden flat in Charterhouse. Do I receive the keys to the house on the completion date from my solicitor? If this is the case, I will find a local conveyancing solicitor in Charterhouse?
On the day of completion you do not need to go to the conveyancers office in Charterhouse. Your solicitors will transfer the completion advance to the owner’s lawyers, and once they have received this, you should be called to receive the keys from the Estate Agents and start moving into the property. This tends to happen between 1 and 3pm.
Planning on purchasing a house in Charterhouse. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Skipton conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Charterhouse conveyancer is on the Skipton conveyancing panel.
HSBC have agreed my mortgage in principle, my offer on a property in Charterhouse has been agreed to, what are the next steps?
Your estate agent will wish to be informed of your conveyancer's details (ensure that the conveyancing practitioners are on the bank’s approved list). Telephone HSBC or your broker and finalise any relevant documentation. HSBC will instruct a valuer who will get in touch with the selling agent or vendor to book a time for the valuation to occur. Once conducted (assuming no problems) it takes on average a fortnight to receive the mortgage offer. HSBC will send the offer to you and your lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Charterhouse.
three months have gone by since my purchase conveyancing in Charterhouse concluded. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
When it comes to my conveyancing in Charterhouse should I be charged VAT on the following: (1) Land reg fee on purchase (2) Pre - completion search fee (3) SDLT E submission on purchase (4) Bank TT fee
(1) Land reg fee on purchase - No (2) Pre - completion search fees -No, (such conveyancing searches are HMLR ones and means £4 and possibly £2 bankruptcy per name on your mortgage) (3) SDLT E submission on your purchase - There is no VAT on Stamp Duty. However if the firm is charging a stamp duty e-submission fee as part of their services - some Charterhouse conveyancers do - that will incur VAT(4) Bank transfer fee - Yes it is for the conveyancing practitioner's time in submitting the funds this way.