Having been recommended your service we were about to use a conveyancing solicitor in Charterhouse listed on your site but have come across alternative costs illustrations via the web look less expensive – why is this?
You can find many firms of firms promoting alleged cut-price conveyancing, unfortunately it’s common in such cases for additionalcosts end up with the closing invoice being inflated. According to the Legal Ombudsman charges outlined in terms of business should be equitable raised The law firms that we list for conveyancing in Charterhouse specify all charges for the property you intend tobuy.
My wife and I intend to remortgage our apartment in Charterhouse with Lloyds. We have a son 18 who lives at home. Our solicitor requested us to identify any adults other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the flat is repossessed. I have a couple of questions (1) Is this form unique to the Lloyds conveyancing panel as he did not need to sign this form when we bought 3 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
First, rest assured that your Lloyds conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Lloyds. This is solely used to protect Lloyds if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Lloyds had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
We are planning on selling our home in Charterhouse and according to the buyers it appears that there is a risk of it being constructed land that was not decontaminated. A local conveyancer would know this is not the case. For the life of me I don't know why the buyers used a web based conveyancing practice rather than a conveyancing solicitor in Charterhouse. We have lived in Charterhouse for many years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to obtain clarification need.
It would appear that you have a conveyancing lawyer already. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
Are there restrictive covenants that are commonly picked up as part of conveyancing in Charterhouse?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Charterhouse. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does conveyancing in Charterhouse differ for newly converted properties?
Most buyers of new build residence in Charterhouse come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is finished. This is because new home sellers in Charterhouse tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Charterhouse or who has acted in the same development.
Is it possible to change solicitor as I have to select a firm on the Britannia conveyancing list. I hired a high street conveyancing solicitor in Charterhouse round the corner but she is not approved by Britannia
It would be our pleasure to help you select a conveyancing solicitor in Charterhouse on the Britannia panel. Please note that the property lawyers that we work with do not pay us a referral fee if you instruct them and are registered with the SRA who oversee all conveyancing solicitors in Charterhouse. Using the find a conveyancing solicitor tool on this page, you can contrast costs for conveyancing solicitors in Charterhouse and throughout England and Wales.