I have 71 years remaining on my lease and need a lease extension for my apartment in Bodmin. Conveyancing solicitors on the Virgin panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 29/8/2026 the requirements read as follows :
Is there a list of Barclays panel solicitors in Bodmin on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such facility on the Council of Mortgage Lenders or Building Society Association websites. Very few banks make their panel listings available over the internet. If you are looking for a Bodmin property lawyer on the Barclays please make the most of our tool.
We had appointed conveyancers locally in Bodmin on the Principality solicitor approved list. They are now charging me a supplemental amount for the legal aspects of the Principality mortgage. Is this an additional conveyancing fee specified by Principality?
Unfortunately, as long as it is in their Terms of Engagement or Quote then yes your conveyancer can charge a fee for this. The fee is not set by Principality but by your Bodmin solicitor. Numerous firms on the Principality panel will levy an ‘acting for lender’ fee and others do not.
Having digested plenty of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Bodmin solicitor - who is on the Principality conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Principality will need an independent valuation of the property. Your lawyer will not arrange this. Usually Principality will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Bodmin postcode. As you are getting a mortgage with Principality, you could contact them to see if they have a list of approved surveyors in Bodmin.
Me and my brother purchased a renovated Victorian house in Bodmin. Conveyancing practitioner represented me and Barnsley Building Society. I did a free Land Registry search last week and I saw two entries: the first freehold, the second leasehold under the matching address. I thought I was buying a freehold how can I check?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Bodmin and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the position with the conveyancing solicitor who carried out the work.
Due to the advice of my in-laws I had a survey completed on a property in Bodmin prior to instructing conveyancers. I have been told that there is a flying freehold element to the property. Our surveyor has said that some banks will not give a loan on this type of home.
It depends who your proposed lender is. HSBC has different requirements for example to Nationwide. If you e-mail us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Bodmin. Conveyancing may be slightly more expensive based on your lender's requirements.
Estate agents have just been given the go-ahead to market my 2 bed apartment in Bodmin. Conveyancing is yet to be initiated, however I have just had a quarterly maintenance charge invoice – should I leave it to the buyer to sort out?
It best that you clear the maintenance contribution as you normally would because all ground rent and service invoices will be allotted as part of the financial calculations for completion monies, so you will be reimbursed by the purchaser for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
I inherited a studio flat in Bodmin, conveyancing formalities finalised in 2007. Can you give me give me an indication of the likely cost of a lease extension? Similar flats in Bodmin with over 90 years remaining are worth £176,000. The ground rent is £50 charged once a year. The lease comes to an end on 21st October 2106
With just 80 years unexpired we estimate the premium for your lease extension to span between £8,600 and £9,800 as well as costs.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of comprehensive investigations. Do not use this information in tribunal or court proceedings. There may be additional issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action based on this information without first seeking the advice of a professional.
We are about to buying a flat in Bodmin. Can our conveyancer keep the amount we are are buying for private from the likes of Zoopla. How can this be done?
The Land Registry are legally required to reveal price sold information on the official title for domestic properties countrywide including properties in Bodmin. The register of ownership is a public document, so the Land Registry would be breaking the law if they failed to allow access to the register.
You can ask the Land Registry to hide the amount paid data however the response will be a No.