Having sold my house in St Austell last June but my buyer keeps whats apping me to say her lawyer is waiting to hear from mine. What should my lawyer have done following completion?
Following your house sale your conveyancer should send the transfer documentation and all supplemental paperwork to the buyer’s conveyancer. If applicable, your lawyer must also evidence that the home loan has been discharged to the purchasers lawyers. There is unlikely to be post completion steps peculiar conveyancing in St Austell.
My aunt pointed out to me me that in buying a property in St Austell there could be a number of restrictions prohibiting external changes to a property. Is this right?
There are a number of properties in St Austell which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in St Austell should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am expecting a DIP from Leeds Building Society this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Leeds Building Society recommend any St Austell solicitors on the Leeds Building Society conveyancing panel, or is it better to find our own lawyer?
You will need to appoint St Austell solicitors independently although you'll need to choose one on the Leeds Building Society conveyancing panel. The solicitor represents both you and Leeds Building Society through the process.
I had an offer accepted on a property in St Austell on 6/2/2026, valuation was booked five days later, all came back fine. Property lawyer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Clydesdale and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Clydesdale conveyancing panel. Are Clydesdale entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Clydesdale to deal with your lawyer's application to be on the Clydesdale conveyancing panel. There's no guarantee that your solicitor will be accepted.
Should my conveyancer be raising enquiries about flooding during the conveyancing in St Austell.
Flooding is a growing risk for conveyancers specialising in conveyancing in St Austell. Some people will acquire a house in St Austell, completely expectant that at some time, it may be flooded. However, leaving to one side the physical destruction, where a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or sell the property. Steps can be carried out as part of the conveyancing process to forewarn the buyer.
Lawyers are not qualified to give advice on flood risk, but there are a various searches that may be initiated by the buyer or by their lawyers which should give them a better appreciation of the risks in St Austell. The standard completed inquiry forms supplied to a purchaser’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual inquiry of the owner to discover whether the premises has historically flooded. In the event that the premises has been flooded in past which is not disclosed by the vendor, then a buyer may commence a claim for damages stemming from an incorrect response. A purchaser’s conveyancers should also order an environmental search. This will higlight whether there is a recorded flood risk. If so, additional inquiries will need to be conducted.
How does conveyancing in St Austell differ for new build properties?
Most buyers of new build premises in St Austell approach us having been asked by the developer to sign contracts and commit to the purchase even before the property is completed. This is because house builders in St Austell tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in St Austell or who has acted in the same development.
I decided to have a survey carried out on a house in St Austell before retaining lawyers. I have been told that there is a flying freehold aspect to the house. Our surveyor has said that some mortgage companies will not grant a mortgage on this type of house.
It depends who your proposed lender is. HSBC has different instructions from Halifax. Should you wish to call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in St Austell. Conveyancing will be smoother if you use a solicitor in St Austell especially if they are familiar with such properties in St Austell.
In what way can the Landlord & Tenant Act 1954 affect my business premises in St Austell and how can your lawyers assist?
The particular law that you refer to gives a safeguard to business tenants, giving them the right to make a request to court for a renewal tenancy and remain in occupation when the lease comes to an end. There are limited grounds that a landlord can refrain from granting a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing practices who use the act for protection and handle your commercial conveyancing in St Austell