My mortgage broker requires my Bollington lawyer’ panel reference for the Nat West conveyancing panel. What is the best way to discover this. I have tried my local Bollington branch but they cant find it on their system.
You are best placed to get this information from your Bollington conveyancer . They keep a central record lender panel numbers.
My husband and I are only a couple days away from an exchange on a house in Bollington and my mum and dad have transferred the 10% deposit to my conveyancing practitioner. I am now advised that as the deposit has not come from me my conveyancing practitioner needs to make a notification to my bank. I am advised that, in also acting for the bank he must inform them that the balance of the purchase price is not just from me. I informed the mortgage company about my parents' contribution when I applied for the home loan, so is it really appropriate for this now to be an issue?
Your lawyer is obliged to clarify with mortgage company to make sure that they know that the balance of the purchase price is not from your own funds. The solicitor can only disclose this to your bank if you permit them to, failing which, your lawyer must cease to continue acting.
My aunt advised me that in purchasing a property in Bollington there may be a number of restrictions prohibiting external alterations to a property. Is this right?
There are anumerous of properties in Bollington which have some sort of restriction or requirement of consent to carry out external variations. Part of the conveyancing in Bollington should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We have a mortgage agreed in principle with Santander. Bollington conveyancing practitioners were selected. How long does it take for Santander to forward the offer to the conveyancer?
Some lenders take longer than others. Have Santander completed the survey? Have you informed Santander as to your lawyers' details and checked that your lawyers are on the Santander conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I have today made my last payment due on my mortgage with Skipton. I assume I don't need a Bollington conveyancing practitioner on the Skipton panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Skipton has sent the Land Registry the discharge electronically, and
- Skipton has instructed the Land Registry to do so
I am buying a new build house in Bollington with the aid of help to buy. The builders would not budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent suggested that I not reveal to my lawyer about the deal as it could jeopardize my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Are there any apps to assist me to search for a Bollington solicitor on the Norwich and Peterborough Building Society conveyancing panel? I have a car and am prepared to travel upto 25kilometers to meet the lawyer.
Feel free to make use of the facility on this page. Please pick a mortgage company and your location and you will see a number of Bollington conveyancing lawyers locally. We have listed some Bollington conveyancing firms at the bottom of this page and you can contact them to check if they are on the Norwich and Peterborough Building Society member panel
Finally our conveyancing in Bollington completes on Friday, however the vendors I am purchasing from has asked to vacate on the Saturday at 2pm. Do I agree to this?
It is not possible to complete on a Saturday because the bank systems are not operating.