My wife and I are hoping to acquire a 2 bedroom flat in Hazel Grove with a mortgage. We like our Hazel Grove lawyer, however the bank advise she’s not on their "panel". We have to appoint one of the bank panel firms or continue with our Hazel Grove conveyancing practitioner as well as pay for one of their panel firms to represent them. We regard this is inequitable; are we not able to require that the mortgage company use our Hazel Grove property lawyer ?
Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Hazel Grove conveyancing solicitor to apply to be on the conveyancing panel.
Our god-son is in the process of securing a newly built flat in Hazel Grove with a mortgage from Principality. His lawyer has said that there is a delay in completing the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The form is intended to provide information to the main parties involved in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Principality conveyancing panel as a standard part of the process, and to the surveyor when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Principality conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
Finally the sale completed on my house in Hazel Grove last July but the buyer keeps whats apping every few hours to moan that their solicitor needs to hear from mine. What should have happened now that I have sold?
Following your house sale your solicitor is obliged to forward the transfer deeds and all of the paperwork to the buyer’s conveyancer. If applicable, your lawyer must also evidence that the home loan has been discharged to the buyers solicitors. There are no post completion formalities just for conveyancing in Hazel Grove.
The deeds to our home are lost. The solicitors who handled the conveyancing in Hazel Grove 4 years ago are no longer around. Will I be able to sell the house?
These day there are duplicates made of almost everything, and your conveyancer should be aware precisely where to look for all the relevant paperwork so you can purchase or sell your property without any difficulty. If copies are not available, your conveyancer may be able to arrange cover in the form of insurance or indemnities against possible claims on the premises.
I am thinking of appointing a conveyancing lawyer in Hazel Grove for my home move. Is it possible to see a firm’s record with the profession’s regulator?
You may review documented Solicitor Regulator Association (SRA) decisions stemming from inquisitions from 2008 onwards. Visit Check a solicitor's record. For records about the period before 1 January 2008, or to check a solicitors record, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, call +44 (0)121 329 6800. The SRA may monitor call for training reasons.
Having had my offer accepted I require leasehold conveyancing in Hazel Grove. Before diving in I want to be sure as to the remaining lease term.
If the lease is registered - and most are in Hazel Grove - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Hazel Grove Conveyancing for Leasehold Flats - Sample of Queries before Purchasing
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It would be wise to investigate if there is anything that is prohibited in the lease. By way of example it is reasonably common in Hazel Grove leases that pets are not allowed in certain buildings in Hazel Grove. If you like the flatin Hazel Grove however your cat is not allowed to live with you then you will be presented with a hard decision. How is the lease structured?