My IFA has requested my Hazel Grove solicitor’s panel reference for the HSBC conveyancing panel. Can you suggest how I find this out. I have called my local Hazel Grove branch but they don't know it.
Have you tried speaking to your Hazel Grove lawyer about this?. Most Hazel Grove law practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.
I am the registered owner of a freehold residence in Hazel Grove but nevertheless charged rent, why is this and what is this?
It is rare for properties in Hazel Grove and has limited impact for conveyancing in Hazel Grove but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the generation of new rentcharges from 1977 onwards.
Old rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 will be dispensed with completely.
My aunt passed away last year and as sole heir and executor I was left the property in Hazel Grove. The house had a relatively small loan left on it of around £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Aldermore, pay off the mortgage. Is this possible?
Where you plan to re-mortgage then Aldermore will insist on your using a conveyancer on the Aldermore conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Aldermore conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Aldermore mortgage is registered as a charge at the Land Registry.
Various online forums that I have come across warn that are a common reason for obstruction in Hazel Grove house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) released determinations of a review by MoveWithUs that conveyancing searches do not figure amongst the top 10 causes of delays in the conveyancing process. Local searches are unlikely to be the root cause of delay in conveyancing in Hazel Grove.
Just had an offer accepted on a new build flat in Hazel Grove. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Hazel Grove
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Forfeiture - bankruptcy or liquidation must not apply under this provision. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
How simple is it to swap conveyancer as I have to find a firm on the Chelsea Building Society conveyancing panel. I was using a family conveyancing solicitor in Hazel Grove round the corner but he is not accepted by Chelsea Building Society
We will our best to assist in finding you a conveyancing solicitor in Hazel Grove on the Chelsea Building Society panel. Please note that the solicitors that we on the directory do not pay us commission if you instruct them and are registered with the SRA who oversee all conveyancing solicitors in Hazel Grove. In making use of the find a conveyancing solicitor tool on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Hazel Grove.