My wife and I are only a couple days away from an exchange on a flat in Disley and my mum and dad have transferred the 10% deposit to my conveyancer. I am now informed that as the deposit has not arrived from me my conveyancing practitioner needs to make a notification to my mortgage company. Apparently, in also acting for the mortgage company he must advise them that the balance of the purchase price is coming from anyone other than me. I informed the mortgage company about my parents' contribution when I applied for the home loan, so is it really appropriate for him to raise this?
Your solicitor is obliged to check with mortgage company to make sure that they understand that the balance of the purchase price is not from your own resources. Your solicitor can only reveal this to your mortgage company if you agree, failing which, your lawyer must cease to continue acting.
A relative advised me that if I am purchasing in Disley I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is sometimes included in the estimate for your Disley conveyancing searches. It is not a small report of more than thirty pages, listing and detailing significant information about Disley around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Disley Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Disley Education with maps and statistics, Local Amenities and other useful information concerning Disley.
I used Wolstenholmes a few years past for my conveyancing in Disley. I now require my papers but the law firm is no longer operating. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Disley of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
The estate agent has sent us the confirmation of our purchase of a new build flat in Disley. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here is a sample of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Disley
-
Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please supply a car parking plan.
Given that I will soon spend over three hundred thousand on a terraced house in Disley I would like to talk to a lawyer concerning thehome move before instructing the firm. Can this be arranged?
We could not agree more - we would be delighted to talk to you we do not take any clients on without you liaising with the lawyer who will be doing your property ownership legalities in Disley.There is no ‘factory style conveyancing’ - every client is unique person, not a file number. The solicitors that we put you in touch with believe that the fees you are provided with for residential conveyancing in Disley should be the amount on the final invoice that you are charged.
Completion is due on the disposal of our £350,000 maisonette in Disley on Tuesday in a week. The freeholder has quoted £300 for Certificate of Compliance, insurance certificate and 3 years statements of service charge. Is the landlord entitled to charge an administration fee for a flat conveyance in Disley?
For the majority of leasehold sales in Disley conveyancing will involve, questions about the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :
-
Addressing conveyancing due diligence enquiries
Where consent is required before sale in Disley
Supplying insurance information
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
Disley Conveyancing for Leasehold Flats - Examples of Questions you should ask before Purchasing
-
Does the lease have onerous restrictions? The majority of Disley leasehold apartments will incur a service bill for the upkeep of the building levied on behalf of the management company. If you purchase the flat you will have to pay this charge, usually periodically during the year. This can be anything from several hundred pounds to thousands of pounds for buildings with lifts and large communal areas. In all likelihood there will be a ground rent to be met yearly, this is usually not a large amount, say about £25-£75 but you should to enquire as on occasion it can be many hundreds of pounds.