Do the conveyancing solicitors identified through your search tool execute auction conveyancing in Disley?
There are a number of niche lawyers we can put you in touch with those conducting auction conveyancing. Disley is one of the many areas of in which our lawyers cover.
About to place a bid on a leasehold apartment in Disley. The selling agents advise that it is normal for flats in Disley to have less than 75 years left on the lease. I am expecting a loan with Tesco Bank. Will the property be mortgageable given that the lease has 69 years to go.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 29/6/2025 the requirements read as follows :
Have just purchased a repossessed house at auction in Disley. Conveyancing is needed. What is next?
Now that you are to all intents and purposes signed on the dotted line you must retain a conveyancing lawyer as a matter of priority as you will have a tight deadline in which to complete the deal. An auction property will ordinarily have an associated legal pack. This should include the copy title deeds, local authority and drainage searches. If you have purchased leasehold premises the conveyancing pack may include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork relating to leasehold premises. You must pass this on to your appointed conveyancing solicitor at the earliest opportunity. Do make sure that your finances are in order to complete on the date specified in the contract.
I am purchasing a detached bungalow in Disley. The intention is to carry out a loft conversion at the property.Will the conveyancing process include checks to determine if these alterations are prohibited?
Your solicitor will review the registered title as conveyancing in Disley can occasionally identify restrictions in the title documents which prohibit categories of changes or necessitated the consent of another owner. Certain additions need local authority planning permissions and approval under the building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these issues with a surveyor before you commit yourself to a purchase.
We expect to receive a OIP from Principality this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Principality recommend any Disley solicitors on the Principality conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Disley solicitors independently although you'll need to choose one on the Principality conveyancing panel. The solicitor represents both you and Principality through the process.
Will my lawyer be raising questions concerning flooding during the conveyancing in Disley.
The risk of flooding is if increasing concern for solicitors dealing with homes in Disley. There are those who buy a property in Disley, fully aware that at some time, it may be flooded. However, leaving to one side the physical destruction, where a property is at risk of flooding, it may be difficult to get a mortgage, suitable building insurance, or dispose of the property. There are steps that can be taken during the course of a property purchase to forewarn the purchaser.
Conveyancers are not best placed to impart advice on flood risk, but there are a numerous checks that may be initiated by the buyer or on a buyer’s behalf which can give them a better appreciation of the risks in Disley. The standard information sent to a buyer’s lawyer (where the Conveyancing Protocol is adopted) includes a usual inquiry of the vendor to find out if the premises has ever been flooded. In the event that flooding has previously occurred which is not revealed by the owner, then a buyer may issue a legal claim for losses as a result of such an inaccurate answer. The buyer’s solicitors may also carry out an enviro search. This will indicate whether there is any known flood risk. If so, additional inquiries should be carried out.
I bought my apartment on 3 March and my personal details is not yet on the land registry website. Need I be worried? My conveyancing solicitor in Disley advises it should be recorded inside ten days. Are transfers in Disley particularly slow to register?
There is nothing unique when it comes to conveyancing in Disley registration formalities. Rather than based on location, timescales can differ according to who lodges the application, whether there are errors and if the Land registry must send notices to any third parties. As of today roughly 80% of such applications are fully dealt with in less than three weeks but some can be subject to longer delays. Historically registration takes place after the buyer is living at the property so 'speed' is not always an essential issue yet if there is a degree of urgency associated with the registration then you or your conveyancer should speak with the land registry and explain the circumstances.
What makes a Disley lease unmortgageable?
Leasehold conveyancing in Disley is not unique. Most leases are unique and drafting errors can result in certain provisions are wrong. The following missing provisions could result in a defective lease:
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Maintenance charge proportions which don’t add up to the correct percentage Clauses dealing with recovering service charges for expenditure on the building or common parts.
You may have difficulties when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. Accord Mortgages Ltd, Skipton Building Society, and Bank of Ireland all have express requirements when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is problematic they may refuse to provide security, obliging the purchaser to pull out.
I invested in buying a garden flat in Disley, conveyancing having been completed half a dozen years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Corresponding flats in Disley with an extended lease are worth £171,000. The ground rent is £50 levied per year. The lease comes to an end on 21st October 2104
You have 79 years unexpired we estimate the price of your lease extension to span between £8,600 and £9,800 plus costs.
The figure above a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of comprehensive due diligence. Do not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. You should not move forward placing reliance on this information without first getting professional advice.