Me and my wife are acquiring a leasehold flat in Poynton. My property lawyer has never been on on the mortgage company solicitor panel. Am I still permitted to continue with my Poynton conveyancing solicitor notwithstanding that they are excluded from the mortgage company panel?
You have a couple of alternatives available to you here
- Proceed with your chosen Poynton conveyancer but your mortgage company will no doubt instruct a solicitor from their conveyancing panel. This will result in additional charges and probable delay.
- Get a new conveyancing practitioner to act in the purchase, obviously checking they are on the bank conveyancing panel.
- Convince your property lawyer to pull out all the stops to get accepted on the bank’s conveyancing panel
I have given 2 months notice to my current landlord and have to vacate my let out property in Poynton by 10/3/2026. Conveyancing on my purchase has just started. Is it possible to complete in three weeks as don't want to have to move into short term accommodation?
Generally one should not give notice for your lease unless exchange of contracts has taken place. If you have not already done so, speak to your lawyer and ask them to they apply pressure on the sellers side, try to get a realistic time scale from them that everyone will aim to achieve
Forgive me if this question is silly but I am unexperienced as FTB of a two bedroom flat in Poynton. Do I collect the keys to the property on completion from my solicitor? If so, I will find a High Street conveyancing solicitor in Poynton?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will electronically transfer the completion advance to the owner’s solicitors, and once they have received this, you should be able to pick up the keys from the property Agents and start moving into the property. This tends to happen between 1 and 3pm.
I am buying a end of terrace house in Poynton. The intention is to carry out a loft conversion at the property.Will the conveyancing process include investigations to determine if these works were previously refused?
Your property lawyer should review the registered title as conveyancing in Poynton can on occasion reveal restrictions in the title deeds which prevent categories of works or require the consent of another owner. Some extensions call for local authority planning consent and approval in accordance building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these issues with a surveyor ahead of any purchase.
We had instructed solicitors based in Poynton on the Barclays solicitor panel. They are now charging me an additional amount for dealing with the Barclays mortgage. Is this an additional conveyancing fee specified by Barclays?
Unfortunately, as long as it is in their Terms of Engagement or Quote then yes your conveyancer is entitled to charge a fee for this. The charge is not set by Barclays but by your Poynton property lawyer. Some firms on the Barclays panel will charge ’dealing with mortgage’ fee but plenty of practices include it on their overall fee.
What does a local search reveal concerning the house my wife and I buying in Poynton?
Poynton conveyancing often commences with the submitting local authority searches directly from your local Authority or via a personal search company for example Onsearch The local search plays an important part in many a Poynton conveyancing purchase; as long as you wish to avoid any nasty surprises after you move into your new home. The search will reveal information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.
Despite weeks of looking the Title Certificate and documents to my property are lost. The solicitors who conducted the conveyancing in Poynton 4 years ago have long since closed. Will I be able to sell the house?
These day there are copies made of almost everything, and your conveyancer will be aware precisely where to locate all the suitable documentation so you can buy or sell your house without a hitch. If copies can’t be located, your conveyancer can arrange cover in the form of insurance or indemnities protecting you against possible claims on your property.
I'm purchasing my first flat in Poynton with a mortgage from Yorkshire Building Society. The developers refused to budge the price so I negotiated five thousand pounds worth of extras instead. The house builders rep suggested that I not inform my lawyer about this extras as it will affect my mortgage with Yorkshire Building Society. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.