Am I correct in assuming that the fact that my conveyancer in Brixham is not on my bank's conveyancing panel that there is a problem with the quality of the firm’s work?
That would more than likely be an incorrect assumption to make. There are plenty of plausible explanations. A recent report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) low volume of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Where you are concerned you should contact the Brixham conveyancing firm and ask them why they are no longer on the approved list for your mortgage company.
I am buying a new build house in Brixham with a mortgage from Barclays . The developers refused to move on the price so I negotiated 6k of additionals instead. The house builders rep suggested that I not to tell my solicitor about this side-deal as it would adversely affect my mortgage with Barclays . Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the input of my in-laws I had a survey completed on a property in Brixham ahead of retaining solicitors. I have been informed that there is a flying freehold element to the property. The surveyor advised that some banks may refuse to grant a mortgage on such a property.
It varies from the lender to lender. Bank of Scotland has different requirements from Birmingham Midshires. Should you wish to telephone us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Brixham. Conveyancing may be slightly more expensive based on your lender's requirements.
I have been recommended by numerous property agents in Brixham to select a property lawyer using your seach tool. Is there a financial inducement for Estate Agents to offer your lawyers rather than alternative conveyancing organisations?
We refuse to make any referral fee for pointing buyers and sellers in our direction. We thought it would be too underhand to pay a commission because members of the public would think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.
I today plan to offer on a house that appears to be perfect, at a reasonable figure which is making it all the more appealing. I have subsequently found out that it's a leasehold as opposed to freehold. I am assuming that there are issues buying a house with a leasehold title in Brixham. Conveyancing advisers have are soon to be instructed. Will they explain the issues?
The majority of houses in Brixham are freehold and not leasehold. This is one of the situations where having a local conveyancer who is familiar with the area who can help the conveyancing process. We note that you are buying in Brixham in which case you should be looking for a Brixham conveyancing practitioner and be sure that they have experience in transacting on leasehold houses. First you will need to check the number of years remaining. As a tenant you will not be entirely free to do whatever you want with the house. The lease comes with conditions such as requiring the landlord’sconsent to carry out alterations. You may also be required to pay a contribution towards the maintenance of the communal areas where the house is part of an estate. Your conveyancer will report to you on the legal implications.
I purchased a split level flat in Brixham, conveyancing was carried out in 2008. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Equivalent properties in Brixham with an extended lease are worth £185,000. The average or mid-range amount of ground rent is £65 per annum. The lease ends on 21st October 2086
You have 60 years left to run we estimate the price of your lease extension to span between £20,000 and £23,000 plus legals.
The figure above a general guide to costs for renewing a lease, but we are not able to advice on the actual costs without more comprehensive due diligence. Do not use the figures in a Notice of Claim or as an informal offer. There may be other concerns that need to be considered and you obviously should be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information without first seeking the advice of a professional.
My fiance and I recently become aware that one of the partners of the law firm handling the purchase conveyancing in Brixham is an aunty of the owners that we are purchasing from. Is this acceptable?
Provided there is no conflict of interest this should be fine. If you are requiring mortgage finance then the mortgage company may have a say as many lenders have specific requirements on this. For example for Halifax as of 13/6/2026, the requirements read as follows :