I am buying a property mortgage free in Dartmouth. I have resided for the last 20 years in Dartmouth. Conveyancing searches are expensive. As I have knowledge of the road and vicinity very well must I have all the conveyancing searches?
In the absence of a mortgage, then all but one or two of the Dartmouth conveyancing searches are at your discretion. Your conveyancer will try and steer you, no-doubt strongly, that you should have searches carried out, but she has a professional duty to do this. Do consider; if you are going to sell the house at a future date, it will be of interest to your future buyer what the searches reveal. Sometimes properties with apparent issues can still reveal unfavourable search results. A competent conveyancing solicitor in Dartmouth should provide you some sensible advice in this regard.
Are the Dartmouth conveyancing solicitors identified as being on the Lloyds conveyancing panel, together with their details provided by Lloyds?
Dartmouth conveyancing firms themselves provide us confirmation that they are on the Lloyds conveyancing panel as opposed to being supplied with a list from Lloyds directly.
The formalities of my remortgage has taken place for my property in Dartmouth. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
It is unclear whether my bank requires a lease extension. I have called into my local Dartmouth bank branch on numerous occasions and was told it does not affect the mortgage offer and they would lend. My Dartmouth conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they would not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
Your conveyancer has to follow the CML Handbook Part 2 requirements for your bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
My offer was accepted on a property in Dartmouth on 14/7/2026, valuation was booked 3 days later, received a clean bill of health. Conveyancer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Nottingham and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Nottingham conveyancing panel. Are Nottingham entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Nottingham to deal with your lawyer's application to be on the Nottingham conveyancing panel. There's no guarantee that your solicitor will be accepted.
Do commercial conveyancing searches disclose proposed roadworks that could impact a commercial premises in Dartmouth?
Many commercial conveyancing solicitors in Dartmouth will order a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in sourcing accurate data on highways that impact buildings and development assets in Dartmouth. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Dartmouth.
For every commercial conveyancing transaction in Dartmouth it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately could cause delays to Dartmouth commercial conveyancing deals as well as present a risk to future plans for the site. These searches are not carried out for residential conveyancing in Dartmouth.
four months have gone by following my purchase conveyancing in Dartmouth concluded. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
We're first time buyers - agreed a price, but the estate agent told us that the seller will only proceed if we instruct their preferred conveyancers as they want a ‘quick sale’. We would rather use a high street solicitor who is familiar with conveyancing in Dartmouth
It is improbable the owners are driving this. Should the owner desire ‘a quick sale', alienating a serious buyer is is going to put the whole deal at risk. Avoid the agents and go straight to the owners and make the point that (a)you are motivated purchasers (b)you are ready to go, with finances arranged © you do not need to sell (d) you intend to proceed fast (e)however you intend to instruct your own,trusted Dartmouth conveyancing solicitors - as opposed tothe ones that will give the negotiator at the agency a commission or achieve conveyancing figures set by senior management.