Willappointing a Dartmouth conveyancing lawyer make the home moving process easier?
Dartmouth is a unique place, where regional insight helps. The relaxed pace of life has it’s attractions – but not when it comes to your conveyancing. The conveyancers that we endorse combine deep Dartmouth intelligence with a proactive, can doapproach that helps everything runs smoothly. It is a definite plus where they benefit from good relationships with mortgage brokers, estate agents, valuers and other Dartmouth conveyancing firms
As I am unsure how the conveyancing process works what is the most important number one tip you can impart regarding purchase conveyancing in Dartmouth?
You may not hear this from too many lawyers but conveyancing in Dartmouth or throughout Devon is an adversarial experience. In other words, when it comes to conveyancing there is plenty of room for conflict between you and others involved in the transaction. For example, the seller, property agent and even potentially the bank. Appointing a lawyer for your conveyancing in Dartmouth an important selection as your conveyancer is your adviser, and is the ONLY person in the process whose interest is to act in your legal interests and to protect you.
We are witnessing a distinct emergence in the "blame" culture- someone must be blamed for the process being so protracted. We recommend that you must always trust your lawyer above all other parties in the conveyancing process.
A colleague suggested that if I am buying in Dartmouth I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is sometimes quoted for as part of the standard Dartmouth conveyancing searches. It is not a small report of more than thirty pages, listing and detailing important information about Dartmouth around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful information regarding Dartmouth.
How does conveyancing in Dartmouth differ for new build properties?
Most buyers of new build premises in Dartmouth approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the premises is constructed. This is because developers in Dartmouth usually purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Dartmouth or who has acted in the same development.
Due to the encouragement of my in-laws I had a survey completed on a house in Dartmouth before instructing solicitors. I have been advised that there is a flying freehold aspect to the house. The surveyor has said that some lenders may refuse to issue a mortgage on a flying freehold home.
It varies from the lender to lender. HSBC has different requirements for example to Nationwide. Should you wish to call us we can check via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Dartmouth. Conveyancing will be smoother if you use a solicitor in Dartmouth especially if they are familiar with such properties in Dartmouth.
Back In 2001, I bought a leasehold flat in Dartmouth. Conveyancing and TSB mortgage went though with no issue. I have received a letter from someone saying they have taken over the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1998. The conveyancing solicitor in Dartmouth who previously acted has now retired. Any advice?
The first thing you should do is contact HMLR to make sure that the individual purporting to own the freehold is in fact the new freeholder. It is not necessary to instruct a Dartmouth conveyancing solicitor to do this as you can do this on the Land Registry website for less than a fiver. Rest assured that regardless, even if this is the legitimate freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
Dartmouth Conveyancing for Leasehold Flats - Sample of Questions you should ask before buying
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Most Dartmouth leasehold properties will incur a service charge for the upkeep of the block set by the landlord. If you buy the property you will have to pay this contribution, usually in instalments during the year. This could be anything from a couple of hundred pounds to thousands of pounds for large purpose-built blocks. In all likelihood there will be a ground rent to be met yearly, this is usually not a significant amount, say around £25-£75 but you need to enquire as on occasion it could be surprisingly expensive. Is anyone aware of any major works anticipated that will likely increase the service charges? How many years remain on the lease?