It is 10 years ago since I bought my home in Teignmouth. Conveyancing lawyers have now been retained on the sale but I am unable to locate the title deeds. Is this a major issue?
You need not be too concerned. First the deeds may be retained by your mortgage company or they may be in the possession of the lawyers who oversaw your purchase. Secondly in most cases the land will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors obtaining current official copies of the land registers. Most conveyancing in Teignmouth relates to registered property but in the rare situation where your property is unregistered it is more of a problem but is not insurmountable.
We are close to exchanging contracts on the sale of our property in Teignmouth and the buyers lawyers are claiming that there is a possibility that the property was built land that was not decontaminated. Any high street Teignmouth lawyer would know this is not the case. It does beg the question why the purchasers instructed a nationwide conveyancing firm as opposed to a conveyancing solicitor in Teignmouth. Having lived in Teignmouth for many years we know of no issue. Is it a good idea to contact our local Authority to get clarification need.
It sounds as though you may have a conveyancing firm currently acting for you. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Me and my brother purchased a terraced Georgian property in Teignmouth. Conveyancing practitioner acted for me and Coventry Building Society. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, another for leasehold with the exact same address. Is it worth asking Coventry Building Society to clarify?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Teignmouth and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with the conveyancing practitioner who carried out the work.
I am buying my first flat in Teignmouth with the aid of help to buy. The developers would not move on the price so I negotiated £7000 of additionals instead. The property agent advised me not reveal to my lawyer about this extras as it could adversely affect my loan with Barnsley Building Society. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking for a conveyancing practitioner in Teignmouth for my house move. Is there any facility to see a solicitor's record with the profession’s regulator?
You may read presented Solicitor Regulator Association (SRA) decisions resulting from inquisitions commenced on or after 1 January 2008. Go to Check a solicitor's record. To find details about the period before 1 January 2008, or to check a firm's record, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, dial +44 (0)121 329 6800. The SRA may monitor telephone calls for training requirements.
If instructed can a conveyancer remove a person from the title of my property in Teignmouth ?
Removing or adding someone to the title of your property is relatively straightforward. You’ll need to appoint a solicitor to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a lawyer