I am buying residence in Teignmouth. My Solicitor is not listed on the lender approved list. Am I still permitted to appoint my Teignmouth conveyancing solicitor notwithstanding that they are not on the mortgage company list of approved lawyers?
One must appoint a conveyancing practitioner to deal with the formalities when you need a mortgage to purchase your property. The property lawyer will conduct all the appropriate investigations on the property, make sure that you’re registered as proprietor and ensure that all the required mortgage documentation is dealt with. You can appoint a Teignmouth conveyancer of your choice. However, where the conveyancing practitioner appointed is not on the lender approved list additional fees will be levied as separate legal representation will be need by the mortgage company. Bank panel applications may be submitted, so where your solicitor has not historically sought membership they should take the opportunity to apply.
What does my ID and proof of funds have anything to do with my conveyancing in Teignmouth? Is this really necessary?
Anti-terror and anti-money-laundering regulations require solicitors and licensed conveyancers to verify the ID of the potential client they are dealing with before they can accept their conveyancing instruction. The Terms and Conditions that you are required to sign should stipulate this. Your lender will also require certain documents to be checked. Where you refuse to supply identification documents, your solicitor will not be able to take you on as a client.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Teignmouth. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 18/4/2026, the requirements read as follows :
Various online forums that I have come across warn that are the main cause of delay in Teignmouth conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) published conclusions of research by MoveWithUs that conveyancing searches do not feature amongst the common causes of hindrances during the legal transfer of property. Local searches are unlikely to be the root cause of holding up conveyancing in Teignmouth.
I used Arc property Solicitors a few years ago for my conveyancing in Teignmouth. I now require my file however the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Teignmouth of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am looking for a flat up to £235,500 and found one close by in Teignmouth I like with open areas and railway links in the vicinity, however it only has 49 remaining years left on the lease. I can't really find anything else in Teignmouth in this price bracket, so just wondered if I would be making a mistake purchasing a short lease?
If you need a home loan that many years may be an issue. Reduce the price by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least 2 years you could request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should consult your conveyancing lawyer about this.