About to place an offer on a leasehold flat in Torquay. The property agents advise that it is usual for flats in Torquay to have less than 75 years left on the lease. I am expecting a loan with Chelsea Building Society. Is this going to be acceptable if the lease has Seventy One years remaining.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 25/7/2026 the requirements read as follows :
Have just purchased a probate house at auction in Torquay. Conveyancing is necessary. What are my next steps?
Now that you have exchanged you should appoint a conveyancing solicitor soon as you are faced with a fast approaching deadline in which to complete the conveyancing. Every auction property will have a bespoke legal pack. This will include evidence of title and search results. If you have purchased leasehold premises the conveyancing papers should include a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork pertinent to a leasehold property. You must pass this on to the lawyer instructed by you ASAP. You also need to ensure that you have funds organised to complete on the on the contractual date .
Can you help - my lawyer says that defective lease insurance is needed on my purchase. What is the level of cover for Torquay conveyancing?
The appropriate level of defective lease indemnity insurance depends on your lender. It would differ for example between National Westminster Bank and Skipton Building Society. Conveyancing solicitors as opposed to borrowers take out such policies.
I had a mortgage agreed in principle with Nottingham. Torquay conveyancing practitioners are appointed. How long does it take for Nottingham to issue the offer to the solicitor?
There is no definitive answer here. Have Nottingham done the survey? Have you informed Nottingham as to your lawyers' details and checked that your lawyers are on the Nottingham conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I have justbecome aware that Stirling Law have closed. They carried out my conveyancing in Torquay for a purchase of a leasehold flat 9 months ago. How can I be sure that the property is not still registered in the name of the previous owner?
The easiest method to see if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Torquay conveyancing specialists.
How does conveyancing in Torquay differ for newly converted properties?
Most buyers of new build property in Torquay approach us having been asked by the builder to sign contracts and commit to the purchase even before the property is finished. This is because new home sellers in Torquay typically purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Torquay or who has acted in the same development.
I am 18 days into a freehold purchase having been directed to solicitors by the local agent to handle our conveyancing in Torquay. I am am extremely disappointed with the level of service. Can you you assist me in finding new solicitors?
They would need to be very bad to suggest replacing them. Has the mortgage been sent? If so you must advise them of the new contact details and get the mortgage documents are re-sent. Your new solicitor ideally should be on the banks panel to avoid escalating fees and frustration. That should be your first question of the new lawyers. The find a solicitor tool will help you find a lender approved solicitor for your home move in Torquay
I need to find a bank panel solicitor in Torquay. Could you help me?
Unfortunately it’s not apparent why you need a Torquay panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the bank to find out which solicitors in Torquay are on their panel . If you do find such a firm in Torquay not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site