I am obtaining a offer of a home loan from Santander. I intend to retain the legal services of a Licensed Conveyancer in Torquay. Does the Santander Solicitor panel include conveyancers regulated by the CLC?
The Santander approved solicitor list is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
Can the conveyancing lawyers highlighted through your search app conduct right to buy conveyancing in Torquay?
We do have a number of conveyancing experts carrying out right to buy conveyancing You should contact us with a view to secure a costs illustration.
What is the difference between a licensed conveyancer and conveyancing solicitor in Torquay
There are two types of lawyers who can perform conveyancing in Torquay namely CLC regulated conveyancers or solicitors. Both professionals handle conveyancing services that required to complete the sale or purchase of property. Both are duty bound to handle Torquay conveyancing on similar standards and guidelines so you may be safe in the knowledge that your conveyancing will be professionally administered and that the requirements and procedures will be accurately attended to.
We are getting the release of further funds on our mortgage from Bank of Ireland as we wish to conduct improvements to our home in Torquay. Do we need to choose a bricks and mortar Torquay solicitor on the Bank of Ireland conveyancing panel to deal with the paperwork?
Bank of Ireland don't usually require firms on their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Bank of Ireland panel.
The formalities of my purchase has taken place for my property in Torquay. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I am looking for a flat up to £195,000 and identified one near me in Torquay I like with a park and transport links nearby, the downside is that it's only got 52 years unexpired on the lease. I can't really find anything else in Torquay for this price, so just wondered if I would be making a mistake acquiring a short lease?
Should you need a mortgage that many years will be problematic. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of 2 years you can ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer about this matter.
As co-executor for the estate of my father I am selling a property in Swansea but reside in Torquay. My lawyer (approximately 235 kilometers awayrequires that I sign a statutory declaration ahead of the transaction finalising. Can you recommend a conveyancing solicitor in Torquay to witness this legal document for me?
strictly speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will be fine regardless of whether they are Torquay based
I am looking at a two apartments in Torquay both have in the region of forty five years remaining on the lease term. should I be concerned?
There are plenty of short leases in Torquay. The lease is a legal document that entitles you to use the property for a period of time. As a lease shortens the marketability of the lease decreases and results in it becoming more costly to acquire a lease extension. This is why it is often a good idea to increase the term of the lease. Sometimes it is difficult to sell a property with a short lease because mortgage lenders may be unwilling to lend money on properties of this type. Lease enfranchisement can be a protracted process. We recommend you get professional help from a conveyancer and surveyor with experience in this arena.
Torquay Leasehold Conveyancing - A selection of Queries Prior to Purchasing
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Is there a share of the freehold? Are there any major works on the horizon that could add a premium to the maintenance fees? Are any of leasehold owners in dispute over their service charge liability?