Me and my partner are due to complete on the purchase of a house in Paignton but as a result of damage from a small fire at the property I have was able negotiate reparation from the seller of six thousand pounds in the form of a deduction in the price. I had intended this to be dealt with as part of the conveyancing process however UBS are not allowing this. Should they have been involved?
The property lawyer that is on a UBS approved list is required to inform UBS of any amendments to the sale price. If you prohibit your conveyancer to notify the reduction to UBS then they would have to discontinue acting for you. In addition, UBS and you would have to appoint a new conveyancer for your conveyancing in Paignton.
I own a freehold premises in Paignton yet pay rent, why is this and what is this?
It’s unusual for properties in Paignton and has limited impact for conveyancing in Paignton but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the generation of new rentcharges post 1977.
Old rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 will be extinguished.
My wife and I purchasing a detached bungalow in Paignton. Our aim is to carry out a loft conversion at the house.Will legal due diligence on the property involve checks to determine if these works are prohibited?
Your property lawyer should check the deeds as conveyancing in Paignton will occasionally identify restrictions in the title documents which prevent certain alterations or necessitated the permission of a 3rd party. Some works require local authority planning permissions and approval in compliance with building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be wise to check these things with a surveyor before you commit yourself to a purchase.
Can I be sure that the Paignton conveyancing solicitor on the Bank of Ireland panel is any good?
When it comes to conveyancing in Paignton obtaining recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always recommend that you speak with the solicitor carrying out your conveyancing.
My partner and I have arranged a further advance on our home loan from Co-operative as we intend to carry out alterations to our property in Paignton. Are we obliged to choose a bricks and mortar Paignton solicitor on the Co-operative conveyancing panel to deal with the paperwork?
Co-operative would not normally instruct a member of their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Co-operative panel.
I opted to have a survey carried out on a property in Paignton ahead of retaining lawyers. I have been told that there is a flying freehold overhang to the property. My surveyor advised that some lenders may not grant a mortgage on a flying freehold property.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Paignton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Paignton to see if the conveyancing costs will increase in light of this.
I am downsizing from my property. My past lawyers have shut. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Paignton if that makes things easier.
Do use our search tool to help you choose a solicitor for your conveyancing in Paignton. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
Am I better off to use a Paignton conveyancing solicitor who is local to the property I am buying? An old friend can handle the conveyancing but her office is over three hundred miles drive away.
The benefit of a high street Paignton conveyancing practice is that you can visit the firm to sign paperwork, present your ID and apply pressure on them if necessary. They will also have local insight which is a benefit. That being said it's more important to get someone that will do a good and efficient job. If you know people who used your friend and on the whole were happy that must outweigh using an unfamiliar Paignton conveyancing lawyer just because they are based in the area.