My father advised me that in buying a property in Brixworth there may be a number of restrictions prohibiting external alterations to a property. Is this right?
We are aware of a number of properties in Brixworth which have some sort of restriction or requirement of consent to execute external alterations. Part of the conveyancing in Brixworth should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am currently in the process of buying my council flat in Brixworth. I have a mortgage agreed with Yorkshire BS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Yorkshire BS, you will need to appoint a solicitor on the Yorkshire BS conveyancing panel.
I am selling my apartment. I had a double glazing fitted in February 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Nationwide are being problematic. The Brixworth solicitor who is on the Nationwide conveyancing panel is saying indemnity insurance will be fine but Nationwide are insisting on a building regulation certificate. Why do Nationwide have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nationwide have referred the matter to their valuer. The reason why Nationwide may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Despite weeks of looking the Title Certificate and documents to our home are lost. The conveyancers who dealt with the conveyancing in Brixworth 10 years ago no longer exist. What do I do?
These day there are duplicates made of almost everything, and your conveyancer will know precisely where to find all the relevant documentation so you can buy or sell your house without a hitch. If duplicates can’t be located, your lawyer may be able to put in place insurance or indemnities protecting you against future claims on the premises.
I have been on the look out for a leasehold apartment up to £195,000 and identified one close by in Brixworth I like with a park and railway links nearby, the downside is that it's only got 51 remaining years left on the lease. There is not much else in Brixworth in this price bracket, so just wondered if I would be making a mistake buying a lease with such few years left?
Should you need a mortgage the remaining unexpired lease term may be a potential deal breaker. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of 2 years you can request that they commence the lease extension formalities and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this matter.
How straightforward is it to use the search tool to get a costs illustration from a conveyancing solicitor in Brixworth on the approved list for my mortgage?
First select a bank such as Santander, Barnsley Building Society or Alliance & Leicester then type in your location e.g. Brixworth. Conveyancing organisations in Brixworth and across England and Wales will then be shown.
We are 14 days into a leasehold purchase having been recommend to solicitors by the selling agent to perform conveyancing in Brixworth. I am am starting to be frustrated with the quality of service. Could you help me find new lawyers?
They would need to be very bad in order to consider diss instructing them. Has your mortgage offer been generated? In the event that it has you must make them aware of the replacement solicitor and ensure the mortgage documents are issued to the new lawyers. Your conveyancer needs to be on the lenders panel to avoid supplemental charges and complications. That should be your starting point. The find a solicitor tool will help you find a lender approved lawyer for your home move in Brixworth
What are your top tips when it comes to finding a Brixworth conveyancing practice to deal with our lease extension?
If you are instructing a conveyancer for your lease extension (regardless if they are a Brixworth conveyancing practice) it is most important that he or she should be familiar with the legislation and specialises in this area of conveyancing. We advise that you talk with two or three firms including non Brixworth conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. The following questions might be of use:
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If they are not ALEP accredited then why not? How many lease extensions have they carried out in Brixworth in the last year?
Brixworth Leasehold Conveyancing - Examples of Questions you should ask before Purchasing
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Who is in charge of the building? The best form of lease structure is a share of the freehold. In this scenario the tenants enjoy control and notwithstanding that a managing agent is often retained if it is larger than a house conversion, the managing agent is directed by the tenants. Is the freehold owned collectively by the tenants?