I am about to put an offer on a leasehold apartment in Mawsley. The estate agents assure me that it is standard for flats in Mawsley to have less than 75 years left on the lease. I am getting a mortgage with Tesco Bank. Is this going to be acceptable if the lease has Seventy One years to go.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 2/5/2026 the requirements read as follows :
We are getting the release of further monies on our home loan from Lloyds as we intend to conduct renovations to our property in Mawsley. Are we obliged to select a high street Mawsley solicitor on the Lloyds conveyancing panel to deal with the paperwork?
Lloyds don't usually require a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Lloyds list.
Last month we had a mortgage agreed in principle with Co-operative. Mawsley conveyancing solicitors are selected. How long does it take for Co-operative to forward the offer to the solicitor?
Some lenders take longer than others. Have Co-operative done the valuation? Have you informed Co-operative as to your lawyers' details and checked that your lawyers are on the Co-operative conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I have instructed a Mawsley lawyer having made sure that they are on the Leeds Building Society conveyancing panel. Does my lawyer arrange the survey of the property?
Leeds Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Leeds Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Mawsley surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
What will a local search inform me concerning the house my wife and I purchasing in Mawsley?
Mawsley conveyancing often commences with the applying for local authority searches directly from your local Authority or through a personal search company for example Onsearch The local search plays a central part in many a Mawsley conveyancing purchase; as long as you don’t want any nasty surprises after you move into your property. The search will provide information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject areas.
Are there restrictive covenants that are commonly identified during conveyancing in Mawsley?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Mawsley. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I decided to have a survey completed on a house in Mawsley ahead of appointing conveyancers. I have been advised that there is a flying freehold element to the property. My surveyor has said that some banks will not issue a loan on such a home.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Nationwide. Should you wish to telephone us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Mawsley. Conveyancing will be smoother if you use a solicitor in Mawsley especially if they are familiar with such properties in Mawsley.
Is it possible to transfer to a new solicitor as I have to instruct one who is on the Nationwide Building Society conveyancing panel. I had appointed a high street conveyancing solicitor in Mawsley round the corner but she is not approved by Nationwide Building Society
We will our best to assist in finding you a conveyancing solicitor in Mawsley on the Nationwide Building Society panel. Please note that the property lawyers that we on the directory do not pay us a referral fee if you instruct them and are under regulation of the Solicitors Regulation Authority who regulate all conveyancing solicitors in Mawsley. In utilising search facility on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Mawsley.