I am expecting a mortgage with Santander. I would like to retain the legal services of a Licensed Conveyancer in Mawsley. Does the Santander Conveyancing panel include Licensed Conveyancers?
The Santander approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
My son is purchasing a house that has just been built in Mawsley with a mortgage from Nottingham. His solicitor has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The document is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Nottingham conveyancing panel as a standard part of the process, and to the surveyor when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Nottingham conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
My bank has recommended solicitors on their panel based in Mawsley but I would rather choose a conveyancing lawyer in Mawsley or nearer to where I live. Are you able to assist?
The minority of Mawsley conveyancing solicitors are on all lender’s conveyancing panel. Do make use of our find an approved solicitor tool to identify a Mawsley conveyancing firm on the on the lender panel.
What can a local search reveal about the house we're purchasing in Mawsley?
Mawsley conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search organisations such as Xpress Legal The local search is essential in every Mawsley conveyancing purchase; that is if you don’t want any unpleasant surprises after you move into your property. The search should supply information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic areas.
Despite weeks of looking the Title Certificate and documents to my home can not be found. The conveyancers who conducted the conveyancing in Mawsley 5 years ago are no longer around. What are my next steps?
Assuming you have a registered title the information relating to your ownership will be retained by the Land Registry under a Title Number. It is possible to perform a search at the Land Registry, locate your property and get current copies of the property title for a small fee. Where the property is Leasehold then the Land Registry will in most cases retain a certified copy of the Registered Lease and again, a copy can be ordered for a small fee.
I decided to have a survey carried out on a property in Mawsley ahead of instructing conveyancers. I have been informed that there is a flying freehold overhang to the property. Our surveyor advised that some lenders will not grant a mortgage on such a home.
It varies from the lender to lender. Bank of Scotland has different requirements from Birmingham Midshires. Should you wish to call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Mawsley. Conveyancing will be smoother if you use a solicitor in Mawsley especially if they are familiar with such properties in Mawsley.