Can your site be used to locate a Conveyancing solicitor in Moulton even if I’m not buying or selling a house, for instance where I want to acquire an office in Moulton with a loan from Aldermore?
The service is predominantly utilised to select domestic conveyancing solicitors in Moulton but we have set out towards the end of this page a few Moulton commercial conveyancing firms. You should make contact with the company directly to see if they can also act for Aldermore
We had selected solicitors located in Moulton on the RBS solicitor panel. They have just invoiced me a separate charge for dealing with the RBS mortgage. Is this a supplemental conveyancing fee specified by RBS?
As unfair as it may seem, as long as it’s in their Terms and Conditions or estimate then yes your solicitor may charge a fee for this. The charge is not dictated by RBS but by your Moulton property lawyer. Some firms on the RBS panel will levy ’dealing with mortgage’ fee and others do not.
It is unclear whether my bank requires a lease extension. I have called into my local Moulton building society branch on a couple of occasions and was reassured it wasn't an issue and they will lend. My Moulton conveyancing solicitor - who is on the bank conveyancing panel- telephoned to say that they refuse to lend based on their published requirements. Who do I believe?
The conveyancer has to follow the Council of Mortgage Lenders’ Handbook section two conditions for your bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
I am selling my flat. I had a double glazing fitted in May 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Clydesdale are being a right pain. The Moulton solicitor who is on the Clydesdale conveyancing panel is recommending indemnity insurance as a solution but Clydesdale are insisting on a building regulation certificate. Why do Clydesdale have a conveyancing panel if they don't accept advice from them?
It is probably the case that Clydesdale have referred the matter to their valuer. The reason why Clydesdale may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
What does a local search inform me about the house I am buying in Moulton?
Moulton conveyancing often commences with the applying for local authority searches directly from your local Authority or via a personal search organisations such as Onsearch The local search plays a central part in many a Moulton conveyancing purchase; as long as you don’t want any unpleasant once you have moved into your property. The search will provide information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.
Due to the encouragement of my in-laws I had a survey completed on a property in Moulton ahead of retaining solicitors. I have been advised that there is a flying freehold element to the house. The surveyor has said that some mortgage companies may refuse to give a loan on a flying freehold property.
It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. Should you wish to call us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Moulton. Conveyancing will be smoother if you use a solicitor in Moulton especially if they regularly deal with such properties in Moulton.
I need to retain a conveyancing solicitor for some conveyancing in Moulton. I've discover a site which appears to be the perfect offering If there is a chance to get all the legals completed via phone that would be preferable. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Is it the case that all Moulton legal practices on every lender conveyancing panel?
You can use our search tool or you can drop into your local lender branch in Moulton. the probability is that they will know some good conveyancing solicitors in Moulton