At what point does exchange of contracts happen for sale conveyancing in Moulton and am I required to attend the solicitors office?
If you are near to our conveyancing solicitors in Moulton you are welcome to come in to sign documents. That being said, the firms we recommend provide a national conveyancing service and give as equally diligent and professional a job for you when dealing with you by post or email. The executing of the contract is not the critical part. A signed contract is just a prerequisite for the firm to exchange contracts when the time is right, which is ordinarily shortly after signing. The exchange process is nowadays normally dealt with by telephone and can be very rapid, although where a long "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Moulton)to be in the office at the appropriate time.
We wanted to use a property lawyer in Moulton for our house purchase. Our broker has since advised us that our mortgage company Halifax won't deal with them. Surely this is unduly restrictive?
Lenders ordinarily restrict either the category or the number of conveyancing firms on their approved list of lawyers. Typical examples of such restriction(s) being that a law practice must have two or more partners. As well as restricting the type of firm, some have decided to limit the number of firms they allow to act for them. You should note that Halifax have no responsibility for the quality of advice provided by any member of Halifax Conveyancer Panel. Mortgage fraud was a primary driver in the reduction of conveyancing panels since 2008 even though there remains mixed views about the extent of solicitor involvement in some of that fraud. Data from the Land Registry reveal that plenty of law firms, including some in or near Moulton only execute a couple conveyances per annum.
Me and my brother have a 4 bedroom Victorian property in Moulton. Conveyancing lawyer acted for me and HSBC Bank. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, the second leasehold with the exact same address. Is it worth asking HSBC Bank to clarify?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Moulton and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with your conveyancing solicitor who conducted the purchase.
Due to the advice of my in-laws I had a survey completed on a property in Moulton in advance of retaining solicitors. I have been told that there is a flying freehold element to the property. The surveyor advised that some mortgage companies may not issue a mortgage on such a home.
It depends who your proposed lender is. Lloyds has different requirements from Birmingham Midshires. Should you wish to telephone us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Moulton. Conveyancing will be smoother if you use a solicitor in Moulton especially if they regularly deal with such properties in Moulton.
What makes your site different to other online quote calculators when it comes to conveyancing in Moulton?
At this site secure an accurate quote via a Solicitor or Licensed Conveyancer that appreciates the issues of your conveyancing in Moulton. As opposed to estate agents and brokerage sites we do not operate referral arrangements with solicitors. A large number of agents and online brokers 'recommend' the firm who pay the highest kickback, rather than the best value conveyancing in Moulton
I am looking for a conveyancing solicitor in Moulton for my home move. Can I check a solicitor's record with the profession’s regulator?
One may review documented Solicitor Regulator Association (SRA) decisions arising from inquisitions from 2008 onwards. Go to Check a solicitor's record. For records Pre 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The regulator may recorded telephone calls for training purposes.