My grandson is in the process of securing a newly built flat in Northamptonshire with a home loan from Bank of Ireland. His conveyancer has said that there is a delay in completing the ‘Disclosure of Incentive Form’. Who needs to receive the form?
The form is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Bank of Ireland conveyancing panel as a standard part of the process, and to the valuer when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Bank of Ireland conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Northamptonshire. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 16/10/2026, the requirements read as follows :
I have been told that property searches are a common cause of hinderance in Northamptonshire conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the conclusions of a review by MoveWithUs that conveyancing searches do not feature amongst the top 10 causes of hindrances in the conveyancing process. Local searches are unlikely to feature in any delay in conveyancing in Northamptonshire.
I decided to have a survey completed on a property in Northamptonshire prior to appointing solicitors. I have been advised that there is a flying freehold overhang to the property. The surveyor has said that some banks tend not grant a mortgage on this type of home.
It varies from the lender to lender. Santander has different requirements from Halifax. Should you wish to call us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Northamptonshire. Conveyancing may be slightly more expensive based on your lender's requirements.
I have been sourcing a conveyancing solicitor in Northamptonshire for my remortgage. Is it possible to see a solicitor's complaints history with the legal regulator?
One can see presented Solicitor Regulator Association (SRA) decisions stemming from investigations from 2008 onwards. Visit Check a solicitor's record. For records Pre 2008, or to check a solicitors history, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, dial +44 (0)121 329 6800. The regulator sometimes recorded call for training requirements.
The conveyancers handling our conveyancing in Northamptonshire has sent papers to review that show the property is unregistered with epitome documents. How can it be that the property not registred at the Land Registry?
Although most properties in Northamptonshire are now registered with the Land Registry there are still some that are unregistered. Any property in Northamptonshire that has been remortgaged since the late 1980’s will have been registered at the HMLR under the compulsory ‘first registration’ scheme. However, if a Northamptonshire property has not changed hands in that time then it’s likely the old fashioned title deeds will be the only evidence of ownership.Many Northamptonshire conveyancing practitioners should be capable of dealing with this type of conveyancing but if any uncertainty reigns the standard recommendation presently seems to be for the seller’s conveyancer to register the title first and thereafter sell - this no doubt result in a significant delay.