Find a Lender-Approved Local Conveyancer in Buntingford

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Reasons to use our Buntingford conveyancing solicitors

  • 1 Buntingford property lawyers work in partnership with Buntingford estate agents, house builders, surveyors, lenders and other professionals to ensure that a quality service is offered to home movers every step of the way, helping make the process as straightforward as possible
  • 2 Our site offers largest residential conveyancing directory service identifying mortgage company approved law practices carrying out conveyancing in Buntingford governed by the SRA or Council of Licensed Conveyancers.
  • 3 There is a distinct possibility the the solicitors for the other party have offices in Buntingford - if so both parties are likely to be familiar
  • 4 Using a a family Solicitor in the main results in a more personal touch. When using a large conveyancing firm, you tend to be looked after by a team of people who who progress matters by reading from their computer screens.
  • 5 Regardless alternative companies may claim it could be necessary to attend your conveyancer to sign documents. There are enough parties engaged in a conveyancing transaction without having to include the postman into the pot.

Examples of recent conveyancing in Buntingford since December 2024*

Purchase

of flat The Tannery SG9 9AR, at a price of £160,000. Leasehold conveyancing work included: drafting the sale agreement and Transfer, taking formal instructions from and updating the seller client, agreeing completion date with parties

Transfer

of terraced residence, Monks Walk, SG9 9DY completing on 08/01/2025 at a price of £387,000. The legal transfer of property included amongst the various tasks: drafting the sale agreement and Transfer, sending conveyancing papers to buyers representatives, setting up the completion formalities

Transfer

of semi-detached premises, Downhall Ley, SG9 9JT completing on 27/01/2025 at a price of £315,000. The legal transfer of property incorporates some of the following tasks: securing official copies of the title, agreeing completion date with parties, sending title deeds and executed transfer to purchaser’s lawyers

Transfer

of semi residence, Munden Road, SG12 0NL completing on 13/01/2025 at a price of £401,500. The conveyancing process included amongst the various tasks: drafting the sale agreement and Transfer, obtaining official copies of the title, agreeing completion date with parties

Recently asked questions about conveyancing in Buntingford

Will conveyancers request an advanced payment for conveyancing in Buntingford?

If you are buying a property in Buntingford your lawyer will request that you to provide them with monies to cover the search fees. Ordinarily this is called for to cover the fees of the Local Authority Search. If any deposit is payable against the purchase price then this will be asked for immediately before exchange of contracts. The final balance that is due should be sent to your lawyer a couple of days ahead of the completion date.

I'm the single beneficiary of my late father’s estate with all property in now in my sole name, including the my former home in Buntingford. The Buntingford property was put into my name in February. I now wish to sell up. I understand that there is a Mortgage Lenders six month 'rule', which means that my proprietorship will be treated the same way as if I'd bought the property in February. Will no one buy the property for half a year?

The Council of Mortgage Lenders’ handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be caught by that. How practical a view mortgage companies take of it, depend on the mortgage company as this clause is principally there to pick up on the purchase and immediately sell or the quick reselling of properties.

is it true that all Buntingford solicitor firms on the Aldermore conveyancing panel are overseen by the SRA?

As a firm of solicitors, in order to be on the Aldermore approved list of solicitors they would need to be governed by the SRA. The majority of banks do allow licenced conveyancers on their panel and in that case the firms would be governed by the Council of Licensed Conveyancers.

I am purchasing a property in Buntingford. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Clydesdale be concerned?

Given that your lender is Clydesdale your lawyer must check the formal instructions set out in Part two of UK Finance Lenders’ Handbook for Clydesdale. The CML Handbook contains minimum provisions for solar panel roof-space leases, and solicitors are required to report to Clydesdale where a lease fails to satisfy these requirements. The provisions relate to the installation of panels on properties nationwide and is not restricted to Buntingford.

Should our lawyer be making enquiries about flooding during the conveyancing in Buntingford.

The risk of flooding is if increasing concern for lawyers dealing with homes in Buntingford. Some people will acquire a property in Buntingford, completely aware that at some time, it may be flooded. However, leaving to one side the physical damage, if a property is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or sell the property. Steps can be carried out during the course of a house purchase to forewarn the purchaser.

Conveyancers are not qualified to impart advice on flood risk, but there are a number of checks that may be carried out by the purchaser or on a buyer’s behalf which can figure out the risks in Buntingford. The conventional set of completed inquiry forms sent to a purchaser’s solicitor (where the Conveyancing Protocol is adopted) includes a standard question of the vendor to determine if the property has historically flooded. In the event that flooding has previously occurred which is not revealed by the seller, then a buyer may bring a legal claim for losses stemming from an misleading response. The buyer’s solicitors may also order an environmental search. This will disclose if there is a recorded flood risk. If so, more detailed inquiries will need to be initiated.

I am purchasing a new build house in Buntingford with a mortgage from Accord Mortgages Ltd. The developers would not move on the price so I negotiated five thousand pounds worth of extras instead. The house builders rep told me not inform my solicitor about the side-deal as it will jeopardize my mortgage with Accord Mortgages Ltd. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am on look out for some leasehold conveyancing in Buntingford. Before diving in I want to be sure as to the number of years remaining on the lease.

Assuming the lease is recorded at the land registry - and 99.9% are in Buntingford - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I purchased a 1 bedroom flat in Buntingford, conveyancing was carried out August 1995. Can you shed any light on how much the price could be for a 90 year extension to my lease? Similar flats in Buntingford with a long lease are worth £227,000. The average or mid-range amount of ground rent is £50 invoiced every year. The lease terminates on 21st October 2097

With just 72 years remaining on your lease the likely cost is going to span between £9,500 and £11,000 plus costs.

The figure above a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of detailed due diligence. You should not use the figures in tribunal or court proceedings. There are no doubt additional issues that need to be considered and you obviously should be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first seeking the advice of a professional.

I bought a house in Buntingford last 29/12/2023 and to date it is still not recorded with HM Land Registry. It is part of a new estate and my conveyancing practitioner told me that it may take 12 months to complete the registration formalities. I have spoken with HMLR directly and they say that the initial application was cancelled due to failure to reply to requisitions. Should I be concerned?

It is your conveyancing practitioner that you really need to turn to here in order to satisfy any concerns which have been raised as part of the registration formalities for your Buntingford property. Normal Buntingford conveyancing practice includes an undertaking on the part of the seller's solicitor that they will assist in resolving any requisition raised by HMLR so it may be a case of taking action to enforce that undertaking in some way.

Last updated

Commercial Conveyancing solicitors in Buntingford regulated by the SRA

The list below is a small selection of solicitors in Buntingford with expertise in commercial conveyancing in Buntingford. This could include advice on complex issues under the Landlord and Tenant Act of 1954
  • J F Mitchell & Co, Old Vicarage, Bull Lane, Langley Upper Green, Saffron Walden, Essex, CB11 4SA

Planning law solicitors in Buntingford regulated by the Solicitors Regulation Authority

The list below is a small selection of solicitors in Buntingford specialising in planning law. This may include advice on tree preservation orders
  • J F Mitchell & Co, Old Vicarage, Bull Lane, Langley Upper Green, Saffron Walden, Essex, CB11 4SA

Purchase in Buntingford is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process.

  • Taking instructions from parties involved
  • Examining the title unregistered or registered
  • Carrying out Buntingford property searches for the property
  • Considering the draft contract pack and other papers supplied by the seller’s property lawyer
  • Raising queries with the seller’s property lawyer
  • Negotiating the sale agreement
  • Analysing replies supplied by the seller to pre-contract enquiries
  • Negotiating a Transfer document
  • Guiding the buyer in respect of the mortgage offer: (where appropriate)
  • Preparing and sending the purchaser a report on title (that is; a breakdown of all findings on the property)
  • Proceeding to exchange of contracts and then preparing for completion
  • Completion of and submitting to HMRC the correct stamp duty forms and payment
  • Dealing with the registration formalities for the transfer of ownership and the home loan (if relevant) at the HM Land Registry.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.