I am selling my house in Much Hadham. Does my conveyancing practitioner have to be required to be on the Coventry BS conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the Coventry BS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently in recent years.
I understand that there are debates on Chancel Insurance on online forums. Am I compelled to take this when purchasing a property in Much Hadham? or Apparently there is a law dating back centuries that means some owners of property residing in a parish church boundary may be liable to pay for repairs towards the chancel within the church. Is this applicable for conveyancing in Much Hadham?
Unless a previous acquisition of the house took place post 12 October 2013 you could take it that conveyancing practitioners delivering conveyancing in Much Hadham to continue to advocate a chancel search and or insurance against a claim.
I used Arc property Solicitors several years ago for my conveyancing in Much Hadham. I now require my file however cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Much Hadham of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
My husband and I are first time buyers - had an offer accepted, but the selling agent has warned us that the vendor will only go ahead if we instruct their preferred solicitors as they need a ‘quick sale’. Our preferred option is to instruct a family solicitor with experience of conveyancing in Much Hadham
It is unlikely the vendors are driving this. If they require ‘a quick sale', turning down a serious buyer is counter productive. Contact the owners directly and make the point that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you intend to proceed fast (e)but you intend to use your own,trusted Much Hadham conveyancing firm - not the ones that will earn their negotiator at the agency a commission or hit his conveyancing targets set by corporate headquarters.
Having checked my lease I have discovered that there are only Fifty years unexpired on my lease in Much Hadham. I now want to extend my lease but my landlord is missing. What should I do?
If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be lengthened by the magistrate. However, you will be required to demonstrate that you or your lawyers have used your best endeavours to track down the freeholder. On the whole a specialist would be helpful to try and locate and prepare an expert document to be used as evidence that the freeholder can not be located. It is advisable to get professional help from a property lawyer both on proving the landlord’s absence and the application to the County Court covering Much Hadham.
Leasehold Conveyancing in Much Hadham - Sample of Questions you should ask before buying
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How long is the Lease? On the whole the cost for major works tend not to be built into the maintenance charges, albeit that there some managing agents in Much Hadham obliged tenants to contribute towards a sinking fund created for the specific intention of establishing a fund for major works. You should be aware that where the lease has fewer than eighty years it will affect the salability of the flat. Check with your lender that they are content with remaining years on the lease. Leases with less than 80 years remaining means that you will probably have to extend the lease sooner rather than later and you need to have some idea of how much this will be. Remember, in most cases you would be required to have owned the residence for 24 months before you are entitled to extend the lease.
My parents cant seem to find their Much Hadham property on the HMLR online search facility. They recall that back in the 60’s when they purchased the house there were complications concerning Much Hadham not being identified on some systems.
Nearly all premises in Much Hadham should appear. Have you tried a search with simply the postcode. Normally it will identify all the properties within that postcode. Assuming the property is recorded it will be there with a title number. Where they bought 50 years ago it's conceivable it may be unregistered. The property might still be revealed but with the title number identified as 'na'. In this scenario you will need to find the original title papers which could be with your parent’s lender.