Last April we completed a house move in Much Hadham. We have since encountered a number of problems with the property which we believe were omitted in the conveyancing searches. What action can we take? Can you clarify the nature of searches that needed to have been carried out for conveyancing in Much Hadham?
The question is not clear as what problems have arisen and if they are relate to conveyancing in Much Hadham. Conveyancing searches and due diligence initiated as part of the legal transfer of property are carried out to help avoid problems. As part of the process, a property owner answers a form known as a Seller’s Property Information Form. answers ends up being misleading, you may have a misrepresentation claim against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Much Hadham.
Is there a search tool that I can use to discover of the solicitor carrying out my conveyancing in Much Hadham is on the lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Chelsea Building Society thus spending £175.00 in further conveyancing invoice.
Please do make the most of the search tool on this web page. Pick the lender and type ‘Much Hadham’ or your preferred area and you will be presented with numerous solicitors offices in Much Hadham or near you.
I am the single recipient of my late grandmother’s will with all property in now in my sole name, including the house in Much Hadham. The Much Hadham property was put into my name in July. I now wish to sell up. I understand that there is a Mortgage Lenders six month 'rule', meaning my proprietorship may be considered the same way as though I had purchased the property in July. Do I have to wait half a year to sell?
The Council of Mortgage Lenders’ handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be caught by that. Some mortgage companies would take a practical view as this provision is primarily there to pick up on the purchase and immediately sell or the wholesaling and assigning of property.
I had an offer accepted on a property in Much Hadham on 11/7/2025, valuation was booked 2 days after, received a clean bill of health. Solicitor retained, so all that was missing was my mortgage offer. Having made daily calls to Virgin Money and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Virgin Money conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Virgin Money to deal with your lawyer's application to be on the Virgin Money conveyancing panel. There's no guarantee that your solicitor will be accepted.
TSB have agreed my mortgage in principle, my bid on a property in Much Hadham has been agreed to, what are the next steps?
The property agent will need to be informed of your solicitor's details (make sure the conveyancers are on the bank’s approved list). Call up TSB or the financial adviser and finish off any relevant forms. TSB will sellect a valuer who will get in touch with the estate agent or vendor to arrange an appointment. Once carried out (assuming no problems) it takes approximately a fortnight for the mortgage offer to be issued. TSB will issue the offer to you and your lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Much Hadham.
Are there restrictive covenants that are commonly picked up during conveyancing in Much Hadham?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Much Hadham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does conveyancing in Much Hadham differ for new build properties?
Most buyers of new build or newly converted property in Much Hadham contact us having been asked by the builder to exchange contracts and commit to the purchase even before the residence is ready to move into. This is because new home sellers in Much Hadham typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Much Hadham or who has acted in the same development.
I'm remortgaging my primary home to a buy to let loan with The Royal Bank of Scotland and intend to use the remaining equity towards further house. The location we are interested in is Much Hadham. Will your conveyancers be able to act for the two lenders and tie in the transactions?
Do use our search tool on this site to check that the lawyers are approved by both lenders. On the basis that they are your lawyer should be able to connect the two transactions but you should have a chat with you lawyer and communicate your expectations and requirements.