I have just been advised by my IFA that my Burgess Hill the law firm I have appointed is not on the mortgage company Solicitor panel. How can I be sure whether this is correct?
Your first step should be to contact your Burgess Hill conveyancer. You lawyer should advise you of the situation. Where they are not on the panel they may be able to suggest a Burgess Hill conveyancing practice that is on the conveyancing panel for your bank.
We were just about to exchange contracts for a property in Burgess Hill. We encountered a problem. Our mortgage offer with HSBC Bank expires on 16/2/2026 but the owners are putting forward a completion date of 18/2/2026. Can one prolong the loan expiry date?
The best person to address this issue is your conveyancer who will assess whether he or she is corresponding with the bank, vendor’s lawyers, property agents or possibly all parties based on the circumstances your transaction as of today.
I have 70 years remaining on my lease and need a lease extension for my apartment in Burgess Hill. Conveyancing solicitors on the Accord Mortgages panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 16/12/2025 the requirements read as follows :
What does a local search tell me regarding the house my wife and I buying in Burgess Hill?
Burgess Hill conveyancing often commences with the applying for local authority searches directly from your local Authority or through a personal search organisations for instance Searchflow The local search is essential in every Burgess Hill conveyancing purchase; as long as you wish to avoid any unpleasant surprises after you move into your new home. The search should provide data on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject headings.
Do you have any top tips for leasehold conveyancing in Burgess Hill from the perspective of saving time on the sale process?
- A significant proportion of the frustration in leasehold conveyancing in Burgess Hill can be avoided where you get in touch lawyers the minute you market your property and request that they start to put together the leasehold information which will be required by the buyers’ solicitors. If you hold a share in a the freehold, you should ensure that you are holding the original share document. Arranging a replacement share certificate is often a time consuming formality and delays many a Burgess Hill conveyancing transaction. If a new share is needed, you should approach the company director and secretary or managing agents (where applicable) for this sooner rather than later. You believe that you know the number of years left on your lease but you should double-check via your conveyancers. A buyer’s lawyer will be unlikely to recommend their client to to exchange contracts if the lease term is below 75 years. It is therefore essential at an early stage that you consider whether the lease for your property needs extending. If it does, contact your solicitors before you put your property on the market for sale. If there is a history of any disputes with your landlord or managing agents it is essential that these are resolved prior to the flat being put on the market. The purchasers and their solicitors will be reluctant to purchase a property where there is an ongoing dispute. You will have to accept that you will have to discharge any arrears of service charge or resolve the dispute prior to the buyers completing the purchase. It is therefore preferable to have any dispute settled prior to the contract papers being issued to the buyers’ solicitors. You are still duty bound to disclose particulars of the dispute to the buyers, but it is better to reveal the dispute as over as opposed to ongoing.
Burgess Hill Conveyancing for Leasehold Flats - Sample of Questions you should ask Prior to Purchasing
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It is important to be aware whether changing the roof or some other significant cost is due in the foreseeable future that will be shared amongst the leasehold owners and could well dramatically increase the the maintenance costs or necessitate a one time invoice. If a Burgess Hill lease has less than eighty years it will have adverse implications on the value of the property. It is worth checking with your bank that they are willing to go ahead with the loan given the lease term. A short lease means that you will almost definitely have to extend the lease sooner rather than later and it is worth finding out how much this will be. For most Burgess Hilllease extensions you will need to own the property for 24 months in order to be eligible to exercise a lease extension. It would be sensible to find out if there are any onerous restrictions in the lease. For example it is fairly common in Burgess Hill leases that pets are not permitted in in a block in Burgess Hill. If you like the apartmentin Burgess Hill however your dog is not allowed to move with you then you will be faced difficult compromise.
Do online conveyancing companies cover everything a high street Burgess Hill solicitor does or do I still need to retain a solicitor for the final stages for my conveyancing in Burgess Hill?
Where you instruct an online conveyancer they will undertake all the tasks your Burgess Hill conveyancer would cover.