We were just about to sign contracts for a property in Burgess Hill. We encountered a problem. The loan offer with Chelsea Building Society runs out on 1/9/2026 but the sellers are suggesting a completion date of 3/9/2026. Is it possible to prolong the mortgage offer?
The person best placed to deal with your concern is your solicitors who is in a position to determine if they corresponding with the lender, vendor’s representatives, estate agents or conceivably all three taking into account the history of your house move as of today.
There are a variety of conveyancing solicitors in Burgess Hill but how do I know who's good?
Do not opt for the lowest Burgess Hill conveyancing quote. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
The mortgage over my property is with UBS for my property in Burgess Hill. Conveyancing has been completed 12 months ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform UBS?
UBS must be informed of your intention in advance of renting your property as this is likely to be a breach of UBS’s mortgage conditions. It may be that UBS will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact UBS directly. You need not do this via a UBS conveyancing panel firm.
I had an offer accepted on a house in Burgess Hill on 1/5/2026, valuation was booked 3 days after, received a clean bill of health. Solicitor retained, so all that was missing was my mortgage offer. Having made daily calls to Santander and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Santander conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Santander to deal with your lawyer's application to be on the Santander conveyancing panel. There's no guarantee that your solicitor will be accepted.
My wife and I own a renovated Victorian house in Burgess Hill. Conveyancing practitioner acted for me and Aldermore. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, another for leasehold under the exact same property. Is it worth asking Aldermore to clarify?
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Burgess Hill and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with the conveyancing solicitor who conducted the purchase.
I've recently found out that there is a flying freehold element on a property I have offered on last month in what was supposed to be a quick, chain free conveyancing. Burgess Hill is the location of the property. Can you offer any guidance?
Flying freeholds in Burgess Hill are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Burgess Hill you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Burgess Hill may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My father-in-law has suggested that I use his conveyancing solicitors in Burgess Hill. Should I use them?
No doubt the ideal way to choose a conveyancing practitioner is to have guidance from friends or family who have used the conveyancer you're contemplating using.
Do online conveyancing organisations cover everything a high street Burgess Hill solicitor does or do I still need to use a solicitor for the final stages for my conveyancing in Burgess Hill?
Where you instruct an online conveyancer they will cover all the work your Burgess Hill solicitor will cover.